Is SIC or XYLD a better dividend investment in 2026?

SIC currently yields 13.80% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: SIC offers higher current income.

What is the dividend yield difference between SIC and XYLD?

SIC has a forward dividend yield of 13.80% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 2.60 percentage points.

Home › Compare › SIC vs XYLD

SIC vs XYLD: Dividend Comparison 2026

SIC yields 13.80% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $3.7K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

SIC

● Live price

13.80%

Share price

$14.49

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.1K

Annual income

$1.52

Full SIC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — SIC vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SIC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SIC + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SIC pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SIC

Annual income on $10K today (after 15% tax)

$1,173.22/yr

After 10yr DRIP, annual income (after tax)

$1.29/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,847.08/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SIC + XYLD for your $10,000?

SIC: 50%XYLD: 50%

100% XYLD50/50100% SIC

Portfolio after 10yr

$24.0K

Annual income

$1,676.27/yr

Blended yield

6.98%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SIC right now

SIC

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

7.0

Piotroski

5/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SIC buys

XYLD buys

No recent congressional trades found for SIC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSICXYLD

Forward yield	13.80% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$22.1K	$25.9K ✓
Annual income after 10y	$1.52	$3,351.03 ✓
Total dividends collected	$1.4K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SIC vs XYLD ($10,000, DRIP)

Year	SIC Portfolio	SIC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,390	$690.13	$10,840	$1,120.44	+$550.00 → SIC
2	$12,555	$367.32	$11,786	$1,249.59	+$769.00 → SIC
3	$13,623	$189.20	$12,854	$1,397.78	+$769.00 → SIC
4	$14,672	$95.93	$14,063	$1,568.33	+$609.00 → SIC
5	$15,748	$48.28	$15,434	$1,765.19	+$314.00 → SIC
6← crossover	$16,874	$24.21	$16,995	$1,993.14	$121.00 → XYLD
7	$18,068	$12.12	$18,777	$2,257.95	$709.00 → XYLD
8	$19,338	$6.07	$20,818	$2,566.58	$1.5K → XYLD
9	$20,695	$3.03	$23,163	$2,927.50	$2.5K → XYLD
10	$22,145	$1.52	$25,865	$3,351.03	$3.7K → XYLD

SIC vs XYLD: Complete Analysis 2026

SIC — Stock

Select Interior Concepts, Inc. is a holding company, which engages in interior selections, merchandising, and complex supply chain management with a focus on the residential construction market. The company is headquartered in Anaheim, California and currently employs 1,360 full-time employees. Through its Residential Design Services (RDS) segment, the Company serves national and regional homebuilders by providing an integrated, outsourced solution for designing, consultation, sourcing, distribution and installation needs of their homebuyer customers. The firm has 35 design centers located across the United States. The firm also provides interior products and finishing services, including flooring, countertops, wall tile, window treatments, shower enclosures, and related interior items, primarily for newly constructed homes. Its Architectural Surface Group (ASG) segment imports and distributes natural and engineered stone slabs.

Full SIC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SIC vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SIC vs SCHD SIC vs JEPI SIC vs O SIC vs KO SIC vs MAIN SIC vs QYLD SIC vs JEPQ SIC vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.