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SMAL vs PEP: Dividend Comparison 2026

SMAL yields 2.43% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SMAL wins by $152.80M in total portfolio value
10 years
SMAL
SMAL
● Live price
2.43%
Share price
$58.00
Annual div
$1.41
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$152.95M
Annual income
$141,745,669.47
Full SMAL calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — SMAL vs PEP

📍 SMAL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSMALPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SMAL + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SMAL pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMAL
Annual income on $10K today (after 15% tax)
$206.64/yr
After 10yr DRIP, annual income (after tax)
$120,483,819.05/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, SMAL beats the other by $120,429,903.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMAL + PEP for your $10,000?

SMAL: 50%PEP: 50%
100% PEP50/50100% SMAL
Portfolio after 10yr
$76.55M
Annual income
$70,904,549.99/yr
Blended yield
92.63%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

SMAL
No analyst data
Altman Z
-0.3
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMAL buys
0
PEP buys
0
No recent congressional trades found for SMAL or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSMALPEP
Forward yield2.43%3.66%
Annual dividend / share$1.41$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$152.95M$144.7K
Annual income after 10y$141,745,669.47$63,430.49
Total dividends collected$152.08M$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SMAL vs PEP ($10,000, DRIP)

YearSMAL PortfolioSMAL Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,186$486.21$10,854$514.44+$332.00SMAL
2$12,986$1,016.60$11,982$758.21+$1.0KSMAL
3$16,101$2,205.89$13,526$1,136.44+$2.6KSMAL
4$22,340$5,112.17$15,727$1,741.93+$6.6KSMAL
5$37,162$13,258.32$19,012$2,750.28+$18.1KSMAL
6$80,988$41,224.20$24,173$4,514.44+$56.8KSMAL
7$254,582$167,925.67$32,789$7,793.80+$221.8KSMAL
8$1,259,076$986,672.62$48,258$14,354.51+$1.21MSMAL
9$10,468,217$9,121,006.02$78,586$28,686.63+$10.39MSMAL
10$152,946,662$141,745,669.47$144,688$63,430.49+$152.80MSMAL

SMAL vs PEP: Complete Analysis 2026

SMALStock

Summit Bancshares, Inc., through its subsidiary, Summit Bank, provides commercial credit and other banking services in California. It offers checking and savings accounts, and certificates of deposit. The company also provides commercial real estate, land development and construction, and commercial and consumer loans, as well as letters of credit. The company offers its products and services through three branches to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors, as well as individuals. Summit Bancshares, Inc. was founded in 1982 and is based in Oakland, California.

Full SMAL Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.