Is SMFL or GBDC a better dividend investment in 2026?

SMFL currently yields 166666.67% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: SMFL offers higher current income.

What is the dividend yield difference between SMFL and GBDC?

SMFL has a forward dividend yield of 166666.67% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 166654.81 percentage points.

Home › Compare › SMFL vs GBDC

SMFL vs GBDC: Dividend Comparison 2026

SMFL yields 166666.67% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMFL wins by $7.944525992890705e+28M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMFL

● Live price

166666.67%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.944525992890705e+28M

Annual income

$79,351,601,962,005,455,000,000,000,000,000,000.00

Full SMFL calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — SMFL vs GBDC

📍 SMFL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMFL	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SMFL + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMFL pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMFL

Annual income on $10K today (after 15% tax)

$14,166,666.67/yr

After 10yr DRIP, annual income (after tax)

$67,448,861,667,704,640,000,000,000,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, SMFL beats the other by $67,448,861,667,704,640,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SMFL + GBDC for your $10,000?

SMFL: 50%GBDC: 50%

100% GBDC50/50100% SMFL

Portfolio after 10yr

$3.972262996445352e+28M

Annual income

$39,675,800,981,002,727,000,000,000,000,000,000.00/yr

Blended yield

99.88%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

SMFL

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-12.3

Piotroski

3/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMFL buys

GBDC buys

No recent congressional trades found for SMFL or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMFLGBDC

Forward yield	166666.67% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$7.944525992890705e+28M	$20.85M ✓
Annual income after 10y	$79,351,601,962,005,455,000,000,000,000,000,000.00 ✓	$16,450,733.83
Total dividends collected	$7.943912645651793e+28M	$20.43M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC
Analyst consensus	Buy	Buy

Year-by-year: SMFL vs GBDC ($10,000, DRIP)

Year	SMFL Portfolio	SMFL Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$16,677,367	$16,666,666.67	$12,492	$1,791.70	+$16.66M → SMFL
2	$25,995,051,428	$25,977,206,645.90	$16,527	$3,160.58	+$25995.03M → SMFL
3	$37,869,622,473,147	$37,841,807,768,118.86	$23,588	$5,904.90	+$37869622.45M → SMFL
4	$51,562,007,868,526,340	$51,521,487,372,480,070.00	$37,141	$11,901.65	+$51562007868.49M → SMFL
5	$65,615,852,892,511,920,000	$65,560,681,544,092,600,000.00	$66,205	$26,463.38	+$65615852892511.85M → SMFL
6	$78,042,202,741,585,770,000,000	$77,971,993,778,990,800,000,000.00	$137,452	$66,612.65	+$78042202741585760.00M → SMFL
7	$86,754,863,367,545,780,000,000,000	$86,671,358,210,612,300,000,000,000.00	$342,372	$195,298.53	+$86754863367545782272.00M → SMFL
8	$90,137,108,986,090,100,000,000,000,000	$90,044,281,282,286,820,000,000,000,000.00	$1,053,292	$686,954.33	+$9.01371089860901e+22M → SMFL
9	$87,530,810,188,407,730,000,000,000,000,000	$87,434,363,481,792,600,000,000,000,000,000.00	$4,111,439	$2,984,416.95	+$8.753081018840772e+25M → SMFL
10	$79,445,259,928,907,045,000,000,000,000,000,000	$79,351,601,962,005,455,000,000,000,000,000,000.00	$20,849,974	$16,450,733.83	+$7.944525992890705e+28M → SMFL

SMFL vs GBDC: Complete Analysis 2026

SMFL — Stock

Smart for Life, Inc. acquires, develops, manufactures, operates, markets, and sells nutraceutical and related products in the United States and internationally. It offers natural health and wellness meal replacement products, including nutrition bars, cookies, soups and shakes, vitamins, and supplements; dietary supplements; nutritional supplements for athletes and active lifestyle consumers comprising powders, tablets, and soft gels; and various nutritional supplements. It sells its products through online market platforms. The company was formerly known as Bonne Santé Group, Inc. and changed its name to Smart for Life, Inc. in August 2021. Smart for Life, Inc. was founded in 2002 and is based in Miami, Florida.

Full SMFL Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.