Is SMTH or QYLD a better dividend investment in 2026?

SMTH currently yields 4.43% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SMTH and QYLD?

SMTH has a forward dividend yield of 4.43% ($1.14/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.49 percentage points.

Home › Compare › SMTH vs QYLD

SMTH vs QYLD: Dividend Comparison 2026

SMTH yields 4.43% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SMTH wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SMTH

● Live price

4.43%

Share price

$25.72

Annual div

$1.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.7K

Annual income

$588.17

Full SMTH calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SMTH vs QYLD

📍 SMTH pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SMTH	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SMTH + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SMTH pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SMTH

Annual income on $10K today (after 15% tax)

$376.40/yr

After 10yr DRIP, annual income (after tax)

$499.94/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,310.47/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SMTH + QYLD for your $10,000?

SMTH: 50%QYLD: 50%

100% QYLD50/50100% SMTH

Portfolio after 10yr

$26.1K

Annual income

$3,123.75/yr

Blended yield

11.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SMTH buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSMTHQYLD

Forward yield	4.43%	11.92% ✓
Annual dividend / share	$1.14	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.7K ✓	$25.4K
Annual income after 10y	$588.17	$5,659.31 ✓
Total dividends collected	$5.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SMTH vs QYLD ($10,000, DRIP)

Year	SMTH Portfolio	SMTH Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,143	$442.82	$10,352	$1,192.36	+$791.00 → SMTH
2	$12,384	$461.15	$10,830	$1,347.57	+$1.6K → SMTH
3	$13,730	$478.99	$11,460	$1,539.07	+$2.3K → SMTH
4	$15,187	$496.30	$12,275	$1,777.84	+$2.9K → SMTH
5	$16,763	$513.07	$13,323	$2,078.95	+$3.4K → SMTH
6	$18,466	$529.27	$14,667	$2,463.34	+$3.8K → SMTH
7	$20,304	$544.88	$16,396	$2,960.57	+$3.9K → SMTH
8	$22,285	$559.91	$18,631	$3,612.97	+$3.7K → SMTH
9	$24,419	$574.34	$21,548	$4,482.15	+$2.9K → SMTH
10	$26,717	$588.17	$25,398	$5,659.31	+$1.3K → SMTH

SMTH vs QYLD: Complete Analysis 2026

SMTH — Stock

The ALPS | Smith Core Plus Bond ETF (SMTH) seeks above average total return from a combination of current income and capital appreciation.

Full SMTH Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SMTH vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SMTH vs SCHD SMTH vs JEPI SMTH vs O SMTH vs KO SMTH vs MAIN SMTH vs XYLD SMTH vs JEPQ SMTH vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.