HomeCompareSPHY vs MO

SPHY vs MO: Dividend Comparison 2026

SPHY yields 7.39% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $47.5K in total portfolio value· pulled ahead in Year 7
10 years
SPHY
SPHY
● Live price
7.39%
Share price
$23.32
Annual div
$1.72
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.6K
Annual income
$1,180.73
Full SPHY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — SPHY vs MO

📍 MO pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPHYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPHY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPHY pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPHY
Annual income on $10K today (after 15% tax)
$628.11/yr
After 10yr DRIP, annual income (after tax)
$1,003.62/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $24,631.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPHY + MO for your $10,000?

SPHY: 50%MO: 50%
100% MO50/50100% SPHY
Portfolio after 10yr
$56.4K
Annual income
$15,669.94/yr
Blended yield
27.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

SPHY
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPHY buys
0
MO buys
0
No recent congressional trades found for SPHY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPHYMO
Forward yield7.39%6.36%
Annual dividend / share$1.72$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$32.6K$80.1K
Annual income after 10y$1,180.73$30,159.17
Total dividends collected$9.6K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SPHY vs MO ($10,000, DRIP)

YearSPHY PortfolioSPHY Income/yrMO PortfolioMO Income/yrGap
1$11,439$738.95$10,570$780.30+$869.00SPHY
2$13,030$789.98$11,381$1,032.90+$1.6KSPHY
3$14,783$840.97$12,535$1,392.73+$2.2KSPHY
4$16,709$891.70$14,193$1,920.91+$2.5KSPHY
5$18,821$941.97$16,618$2,723.68+$2.2KSPHY
6$21,130$991.59$20,263$3,993.80+$867.00SPHY
7← crossover$23,649$1,040.42$25,936$6,098.36$2.3KMO
8$26,393$1,088.30$35,166$9,775.01$8.8KMO
9$29,376$1,135.10$51,026$16,597.78$21.6KMO
10$32,613$1,180.73$80,113$30,159.17$47.5KMO

SPHY vs MO: Complete Analysis 2026

SPHYStock

The State Street SPDR Portfolio High Yield Bond ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the ICE BofA US High Yield Index (the "Index").One of the low cost core State Street SPDR Portfolio ETFs, a suite of portfolio building blocks designed to provide broad, diversified exposure to core asset classes.A low cost ETF that seeks to offer exposure to over a trillion dollars of USD-denominated high yield debt.The index includes publicly issued USD high yield bonds with a below investment grade rating, at least 18 months to final maturity at the time of issuance, at least one year to maturity, a fixed coupon, and a minimum amount outstanding of $250M.

Full SPHY Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.