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SPI vs BTI: Dividend Comparison 2026

SPI yields 261.10% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPI wins by $607.65M in total portfolio value
10 years
SPI
SPI
● Live price
261.10%
Share price
$0.77
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$607.69M
Annual income
$346,572,909.40
Full SPI calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — SPI vs BTI

📍 SPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPIBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SPI + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPI pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPI
Annual income on $10K today (after 15% tax)
$22,193.21/yr
After 10yr DRIP, annual income (after tax)
$294,586,972.99/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, SPI beats the other by $294,584,591.04/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SPI + BTI for your $10,000?

SPI: 50%BTI: 50%
100% BTI50/50100% SPI
Portfolio after 10yr
$303.86M
Annual income
$173,287,855.84/yr
Blended yield
57.03%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SPI
Analyst Ratings
1
Hold
Consensus: Hold
Price Target
$7.00
+813.8% upside vs current
Range: $7.00 — $7.00
Altman Z
-3.9
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPI buys
0
BTI buys
0
No recent congressional trades found for SPI or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPIBTI
Forward yield261.10%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$607.69M$37.8K
Annual income after 10y$346,572,909.40$2,802.29
Total dividends collected$580.24M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$7.00$40.00

Year-by-year: SPI vs BTI ($10,000, DRIP)

YearSPI PortfolioSPI Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$36,810$26,109.66$11,301$601.08+$25.5KSPI
2$129,208$89,821.28$12,799$706.58+$116.4KSPI
3$432,913$294,660.42$14,527$832.38+$418.4KSPI
4$1,385,894$922,677.84$16,527$982.75+$1.37MSPI
5$4,243,461$2,760,553.85$18,846$1,162.95+$4.22MSPI
6$12,440,056$7,899,553.18$21,545$1,379.49+$12.42MSPI
7$34,954,032$21,643,171.54$24,694$1,640.41+$34.93MSPI
8$94,235,316$56,834,501.81$28,378$1,955.69+$94.21MSPI
9$244,032,341$143,200,552.75$32,702$2,337.79+$244.00MSPI
10$607,687,514$346,572,909.40$37,794$2,802.29+$607.65MSPI

SPI vs BTI: Complete Analysis 2026

SPIStock

SPI Energy Co., Ltd. provides photovoltaic and electric vehicle (EV) solutions for business, residential, government, and utility customers and investors in Australia, Japan, Italy, the United States, the United Kingdom, and Greece. The company offers engineering, procurement, and construction services to independent power developers and producers, and commercial and industrial companies. It also develops, owns, and operates solar projects that sell electricity to power companies and other electricity off-takers, including government-owned utility companies. In addition, the company designs and develops EV charging solutions. As of March 30, 2022, it owned and operated 16.8 megawatts of solar projects. The company is headquartered in Sacramento, California.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.