HomeCompareSPIN vs BTI

SPIN vs BTI: Dividend Comparison 2026

SPIN yields 8.50% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $2.7K in total portfolio value· pulled ahead in Year 8
10 years
SPIN
SPIN
● Live price
8.50%
Share price
$30.26
Annual div
$2.57
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.1K
Annual income
$1,453.61
Full SPIN calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — SPIN vs BTI

📍 BTI pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSPINBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SPIN + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SPIN pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SPIN
Annual income on $10K today (after 15% tax)
$722.31/yr
After 10yr DRIP, annual income (after tax)
$1,235.57/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, BTI beats the other by $1,146.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SPIN + BTI for your $10,000?

SPIN: 50%BTI: 50%
100% BTI50/50100% SPIN
Portfolio after 10yr
$36.4K
Annual income
$2,127.94/yr
Blended yield
5.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SPIN
No analyst data
Altman Z
-0.9
Piotroski
2/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SPIN buys
0
BTI buys
0
No recent congressional trades found for SPIN or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSPINBTI
Forward yield8.50%5.40%
Annual dividend / share$2.57$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$35.1K$37.8K
Annual income after 10y$1,453.61$2,802.29
Total dividends collected$11.5K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SPIN vs BTI ($10,000, DRIP)

YearSPIN PortfolioSPIN Income/yrBTI PortfolioBTI Income/yrGap
1$11,550$849.78$11,301$601.08+$249.00SPIN
2$13,276$917.26$12,799$706.58+$477.00SPIN
3$15,190$985.35$14,527$832.38+$663.00SPIN
4$17,307$1,053.70$16,527$982.75+$780.00SPIN
5$19,641$1,122.01$18,846$1,162.95+$795.00SPIN
6$22,206$1,189.99$21,545$1,379.49+$661.00SPIN
7$25,017$1,257.37$24,694$1,640.41+$323.00SPIN
8← crossover$28,092$1,323.91$28,378$1,955.69$286.00BTI
9$31,448$1,389.39$32,702$2,337.79$1.3KBTI
10$35,103$1,453.61$37,794$2,802.29$2.7KBTI

SPIN vs BTI: Complete Analysis 2026

SPINStock

The State Street US Equity Premium Income ETF employs an actively managed strategy that is designed to provide current income while maintaining the potential for long-term growthThe fund invests in a portfolio of large- and mid-cap US stocks that the investment advisor believes exhibit desirable characteristics such as strong fundamentals, attractive valuations, and long-term growth prospects, while dynamically selling call options on a US large-cap exposure, such as the S&P 500 Index, to generate additional monthly incomeThe strategy utilizes a proprietary macroeconomic signal to determine the option strikes (moneyness) of the calls written, seeking to harvest higher option premiums during volatile market conditions to help provide more of a cushion against possible losses in the underlying portfolio, while harvesting lower option premiums during low-risk market conditions which may allow the fund to participate in greater potential market upside

Full SPIN Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this SPIN vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SPIN vs SCHDSPIN vs JEPISPIN vs OSPIN vs KOSPIN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.