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SVBI vs EPRT: Dividend Comparison 2026

SVBI yields 14.48% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $11.6K in total portfolio value· pulled ahead in Year 9
10 years
SVBI
SVBI
● Live price
14.48%
Share price
$13.10
Annual div
$1.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$51.7K
Annual income
$3,549.00
Full SVBI calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — SVBI vs EPRT

📍 EPRT pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSVBIEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SVBI + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SVBI pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVBI
Annual income on $10K today (after 15% tax)
$1,231.16/yr
After 10yr DRIP, annual income (after tax)
$3,016.65/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $7,897.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SVBI + EPRT for your $10,000?

SVBI: 50%EPRT: 50%
100% EPRT50/50100% SVBI
Portfolio after 10yr
$57.6K
Annual income
$8,194.86/yr
Blended yield
14.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SVBI
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVBI buys
0
EPRT buys
0
No recent congressional trades found for SVBI or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSVBIEPRT
Forward yield14.48%3.92%
Annual dividend / share$1.90$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$51.7K$63.4K
Annual income after 10y$3,549.00$12,840.73
Total dividends collected$24.5K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SVBI vs EPRT ($10,000, DRIP)

YearSVBI PortfolioSVBI Income/yrEPRT PortfolioEPRT Income/yrGap
1$12,148$1,448.42$11,205$505.18+$943.00SVBI
2$14,643$1,644.49$12,672$682.46+$2.0KSVBI
3$17,521$1,852.54$14,490$930.48+$3.0KSVBI
4$20,819$2,071.57$16,786$1,282.69+$4.0KSVBI
5$24,577$2,300.48$19,753$1,791.56+$4.8KSVBI
6$28,835$2,538.05$23,677$2,541.64+$5.2KSVBI
7$33,637$2,783.01$29,008$3,672.99+$4.6KSVBI
8$39,025$3,034.04$36,463$5,425.08+$2.6KSVBI
9← crossover$45,047$3,289.81$47,238$8,221.57$2.2KEPRT
10$51,749$3,549.00$63,385$12,840.73$11.6KEPRT

SVBI vs EPRT: Complete Analysis 2026

SVBIStock

Severn Bancorp, Inc. is a savings and loan holding company, which engages in the provision of financial services through its subsidiaries, Severn Savings Bank, FSB, Mid-Maryland Title Company, Inc., SBI Mortgage Company, and Louis Hyatt, Inc. Its subsidiaries offer personal banking, commercial banking, mortgage lending, and commercial real estate. The company is headquartered in Annapolis, Maryland and currently employs 170 full-time employees. The firm conducts business through its subsidiaries, Severn Savings Bank, FSB (the Bank) and SBI Mortgage Company (SBI). The Bank offers a range of deposit products and originates mortgages in its market of Anne Arundel County, Maryland and in other parts of Maryland, Delaware and Virginia. SBI is engaged in the origination of mortgages not suitable for the Bank. SBI owns subsidiary companies that purchase real estate for investment purposes. The Bank provides a range of personal and commercial banking services. Personal services include mortgage lending and various other lending services, as well as checking, savings, money market, time deposit and individual retirement accounts. Commercial services include commercial secured and unsecured lending services, as well as business Internet banking, corporate cash management services and deposit services.

Full SVBI Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.