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T vs ARCC: Dividend Comparison 2026

T yields 6.24% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $34.7K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — T vs ARCC

Annual dividend income

MetricTARCC
Forward yield6.24%9.06%
Annual dividend / share$1.11$1.92
Payout ratio58%88%
1-year div growth0%2%
5-year div CAGR-8.2%3.1%
Portfolio after 10y$9.1K$43.8K
Annual income after 10y$432.01$2,279.31
Total dividends collected$5.0K$15.5K
Payment frequencyquarterlyquarterly
SectorTelecomBDC

Year-by-year: T vs ARCC ($10,000, DRIP)

YearT PortfolioT Income/yrARCC PortfolioARCC Income/yrGap
1$9,962$572.46$11,774$933.74$1.8KARCC
2$9,912$557.56$13,808$1,045.61$3.9KARCC
3$9,850$542.34$16,135$1,166.34$6.3KARCC
4$9,776$526.88$18,786$1,296.19$9.0KARCC
5$9,691$511.23$21,800$1,435.41$12.1KARCC
6$9,595$495.45$25,215$1,584.23$15.6KARCC
7$9,489$479.58$29,076$1,742.84$19.6KARCC
8$9,374$463.69$33,430$1,911.44$24.1KARCC
9$9,250$447.82$38,328$2,090.21$29.1KARCC
10$9,118$432.01$43,827$2,279.31$34.7KARCC

T vs ARCC: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is T or ARCC better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs ARCC earn per year?
With $10,000 invested today: T pays approximately $624/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $2,279/year (ARCC).
Does T or ARCC pay monthly dividends?
T pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.