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TSP vs BTI: Dividend Comparison 2026

TSP yields 800.00% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TSP wins by $2773896.43M in total portfolio value
10 years
TSP
TSP
● Live price
800.00%
Share price
$0.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2773896.46M
Annual income
$2,226,430,694,490.38
Full TSP calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — TSP vs BTI

📍 TSP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTSPBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TSP + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TSP pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSP
Annual income on $10K today (after 15% tax)
$68,000.00/yr
After 10yr DRIP, annual income (after tax)
$1,892,466,090,316.82/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, TSP beats the other by $1,892,466,087,934.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSP + BTI for your $10,000?

TSP: 50%BTI: 50%
100% BTI50/50100% TSP
Portfolio after 10yr
$1386948.25M
Annual income
$1,113,215,348,646.33/yr
Blended yield
80.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TSP
Analyst Ratings
5
Buy
7
Hold
4
Sell
Consensus: Hold
Price Target
$33.60
+13340.0% upside vs current
Range: $11.00 — $55.00
Altman Z
-2.9
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSP buys
0
BTI buys
0
No recent congressional trades found for TSP or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTSPBTI
Forward yield800.00% ✓5.40%
Annual dividend / share$2.00$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3% ✓
Portfolio after 10y$2773896.46M ✓$37.8K
Annual income after 10y$2,226,430,694,490.38 ✓$2,802.29
Total dividends collected$2730603.49M ✓$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$33.60$40.00 ✓

Year-by-year: TSP vs BTI ($10,000, DRIP)

YearTSP PortfolioTSP Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$90,700$80,000.00$11,301$601.08+$79.4K → TSP
2$775,180$678,130.84$12,799$706.58+$762.4K → TSP
3$6,246,019$5,416,576.76$14,527$832.38+$6.23M → TSP
4$47,472,138$40,788,897.61$16,527$982.75+$47.46M → TSP
5$340,525,323$289,730,135.14$18,846$1,162.95+$340.51M → TSP
6$2,306,680,888$1,942,318,792.24$21,545$1,379.49+$2306.66M → TSP
7$14,764,459,529$12,296,310,979.28$24,694$1,640.41+$14764.43M → TSP
8$89,354,478,583$73,556,506,887.09$28,378$1,955.69+$89354.45M → TSP
9$511,650,252,638$416,040,960,553.41$32,702$2,337.79+$511650.22M → TSP
10$2,773,896,464,813$2,226,430,694,490.38$37,794$2,802.29+$2773896.43M → TSP

TSP vs BTI: Complete Analysis 2026

TSP — Stock

TuSimple Holdings Inc., an autonomous technology company, develops autonomous technology specifically designed for semi-trucks in the United States and internationally. It intends to produce a line of purpose-built (Level 4) L4 autonomous semi-trucks for the North American market. The company operates its Autonomous Freight Network (AFN) L4 autonomous semi-trucks equipped with its autonomous driving technology. Its AFN is an ecosystem that consists of L4 autonomous semi-trucks, high definition digital mapped routes, terminals, and TuSimple Connect, a cloud-based autonomous operations oversight system. The company was founded in 2015 and is headquartered in San Diego, California.

Full TSP Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.