Is USMAX or HDV a better dividend investment in 2026?

USMAX currently yields 17.26% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: USMAX offers higher current income.

What is the dividend yield difference between USMAX and HDV?

USMAX has a forward dividend yield of 17.26% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 14.34 percentage points.

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USMAX vs HDV: Dividend Comparison 2026

USMAX yields 17.26% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USMAX wins by $19968328.53M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USMAX

● Live price

17.26%

Share price

$11.59

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19968328.55M

Annual income

$19,748,479,334,663.05

Full USMAX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — USMAX vs HDV

📍 USMAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USMAX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USMAX + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USMAX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMAX

Annual income on $10K today (after 15% tax)

$1,466.78/yr

After 10yr DRIP, annual income (after tax)

$16,786,207,434,463.59/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, USMAX beats the other by $16,786,207,434,163.77/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USMAX + HDV for your $10,000?

USMAX: 50%HDV: 50%

100% HDV50/50100% USMAX

Portfolio after 10yr

$9984164.29M

Annual income

$9,874,239,667,507.89/yr

Blended yield

98.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMAX buys

HDV buys

No recent congressional trades found for USMAX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSMAXHDV

Forward yield	17.26% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$19968328.55M ✓	$24.3K
Annual income after 10y	$19,748,479,334,663.05 ✓	$352.73
Total dividends collected	$19953661.60M ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USMAX vs HDV ($10,000, DRIP)

Year	USMAX Portfolio	USMAX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$14,151	$3,451.25	$11,002	$292.38	+$3.1K → USMAX
2	$24,271	$9,128.88	$12,084	$300.36	+$12.2K → USMAX
3	$55,235	$29,265.21	$13,250	$308.02	+$42.0K → USMAX
4	$183,590	$124,488.33	$14,506	$315.35	+$169.1K → USMAX
5	$969,851	$773,409.74	$15,858	$322.35	+$954.0K → USMAX
6	$8,674,560	$7,636,819.35	$17,313	$329.04	+$8.66M → USMAX
7	$136,955,435	$127,673,656.70	$18,878	$335.42	+$136.94M → USMAX
8	$3,914,268,682	$3,767,726,365.98	$20,560	$341.49	+$3914.25M → USMAX
9	$205,466,556,604	$201,278,289,114.81	$22,367	$347.25	+$205466.53M → USMAX
10	$19,968,328,550,230	$19,748,479,334,663.05	$24,307	$352.73	+$19968328.53M → USMAX

USMAX vs HDV: Complete Analysis 2026

USMAX — Stock

The investment seeks long-term capital appreciation, with emphasis on the protection of capital during unfavorable market conditions. The fund will invest at least 80% of its net assets (plus any borrowings made for investment purposes) in investments that are tied economically to the U.S. It pursues its investment goal primarily through investments in equity securities that broadly represent the U.S. equities market; derivative instruments related to the U.S. equities market; and fixed income securities (including money market and other short-term or variable-rate, high quality securities and related ETFs).

Full USMAX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.