HomeCompareUSMAX vs VYM

USMAX vs VYM: Dividend Comparison 2026

USMAX yields 17.26% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USMAX wins by $19968328.52M in total portfolio value
10 years
USMAX
USMAX
● Live price
17.26%
Share price
$11.59
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19968328.55M
Annual income
$19,748,479,334,663.05
Full USMAX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — USMAX vs VYM

📍 USMAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMAXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USMAX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USMAX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMAX
Annual income on $10K today (after 15% tax)
$1,466.78/yr
After 10yr DRIP, annual income (after tax)
$16,786,207,434,463.59/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, USMAX beats the other by $16,786,207,434,226.82/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of USMAX + VYM for your $10,000?

USMAX: 50%VYM: 50%
100% VYM50/50100% USMAX
Portfolio after 10yr
$9984164.29M
Annual income
$9,874,239,667,470.80/yr
Blended yield
98.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMAX buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMAXVYM
Forward yield17.26%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$19968328.55M$27.8K
Annual income after 10y$19,748,479,334,663.05$278.55
Total dividends collected$19953661.60M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USMAX vs VYM ($10,000, DRIP)

YearUSMAX PortfolioUSMAX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$14,151$3,451.25$11,151$241.44+$3.0KUSMAX
2$24,271$9,128.88$12,413$246.79+$11.9KUSMAX
3$55,235$29,265.21$13,794$251.79+$41.4KUSMAX
4$183,590$124,488.33$15,306$256.47+$168.3KUSMAX
5$969,851$773,409.74$16,960$260.84+$952.9KUSMAX
6$8,674,560$7,636,819.35$18,768$264.92+$8.66MUSMAX
7$136,955,435$127,673,656.70$20,745$268.71+$136.93MUSMAX
8$3,914,268,682$3,767,726,365.98$22,905$272.24+$3914.25MUSMAX
9$205,466,556,604$201,278,289,114.81$25,265$275.51+$205466.53MUSMAX
10$19,968,328,550,230$19,748,479,334,663.05$27,842$278.55+$19968328.52MUSMAX

USMAX vs VYM: Complete Analysis 2026

USMAXStock

The investment seeks long-term capital appreciation, with emphasis on the protection of capital during unfavorable market conditions. The fund will invest at least 80% of its net assets (plus any borrowings made for investment purposes) in investments that are tied economically to the U.S. It pursues its investment goal primarily through investments in equity securities that broadly represent the U.S. equities market; derivative instruments related to the U.S. equities market; and fixed income securities (including money market and other short-term or variable-rate, high quality securities and related ETFs).

Full USMAX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.