HomeCompareUSMT vs NNN

USMT vs NNN: Dividend Comparison 2026

USMT yields 2.54% · NNN yields 5.68%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NNN wins by $2.1K in total portfolio value· pulled ahead in Year 8
10 years
USMT
USMT
● Live price
2.54%
Share price
$5.11
Annual div
$0.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$299.80
Full USMT calculator →
NNN
NNN REIT Inc.
● Live price
5.68%
Share price
$41.89
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$2,637.42
Full NNN calculator →

Portfolio growth — USMT vs NNN

📍 NNN pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMTNNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USMT + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USMT pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMT
Annual income on $10K today (after 15% tax)
$216.24/yr
After 10yr DRIP, annual income (after tax)
$254.83/yr
NNN
Annual income on $10K today (after 15% tax)
$482.93/yr
After 10yr DRIP, annual income (after tax)
$2,241.81/yr
At 15% tax rate, NNN beats the other by $1,986.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USMT + NNN for your $10,000?

USMT: 50%NNN: 50%
100% NNN50/50100% USMT
Portfolio after 10yr
$24.5K
Annual income
$1,468.61/yr
Blended yield
5.99%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

USMT
No analyst data
Altman Z
-0.9
Piotroski
5/9
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+7.3% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMT buys
0
NNN buys
0
No recent congressional trades found for USMT or NNN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMTNNN
Forward yield2.54%5.68%
Annual dividend / share$0.13$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%8.6%
Portfolio after 10y$23.5K$25.6K
Annual income after 10y$299.80$2,637.42
Total dividends collected$2.8K$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: USMT vs NNN ($10,000, DRIP)

YearUSMT PortfolioUSMT Income/yrNNN PortfolioNNN Income/yrGap
1$10,954$254.40$10,737$617.02+$217.00USMT
2$11,982$260.45$11,577$710.93+$405.00USMT
3$13,087$266.24$12,538$822.59+$549.00USMT
4$14,274$271.77$13,645$956.06+$629.00USMT
5$15,551$277.04$14,925$1,116.51+$626.00USMT
6$16,921$282.07$16,415$1,310.57+$506.00USMT
7$18,393$286.85$18,158$1,546.77+$235.00USMT
8← crossover$19,972$291.39$20,213$1,836.20$241.00NNN
9$21,665$295.71$22,649$2,193.37$984.00NNN
10$23,482$299.80$25,558$2,637.42$2.1KNNN

USMT vs NNN: Complete Analysis 2026

USMTStock

US Metro Bancorp, Inc. operates as the bank holding company for US Metro Bank that provides various banking services to commercial business and individual consumers. The company's deposit products include checking, savings, money market, and certificate of deposit accounts, as well as treasury management services. It also offers real estate, business term and lines of credit, and small business administration loans, as well as construction and warehouse lending services. In addition, the company provides online and mobile banking, ATM, telebanc, and wire transfer services, as well as safe deposit box and debit card services. As of August 24, 2021, it operated five branches in Southern California; and loan production offices in Dallas, Seattle, New York, and Atlanta. The company was founded in 2006 and is headquartered in Garden Grove, California.

Full USMT Calculator →

NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
📬

Get this USMT vs NNN comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USMT vs SCHDUSMT vs JEPIUSMT vs OUSMT vs KOUSMT vs MAINUSMT vs ADCUSMT vs EPRTUSMT vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.