Is USVN or HDV a better dividend investment in 2026?

USVN currently yields 4.10% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: USVN offers higher current income.

What is the dividend yield difference between USVN and HDV?

USVN has a forward dividend yield of 4.10% ($1.97/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.18 percentage points.

Home › Compare › USVN vs HDV

USVN vs HDV: Dividend Comparison 2026

USVN yields 4.10% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USVN wins by $1.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USVN

● Live price

4.10%

Share price

$48.10

Annual div

$1.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.1K

Annual income

$533.32

Full USVN calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — USVN vs HDV

📍 USVN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USVN	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USVN + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USVN pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USVN

Annual income on $10K today (after 15% tax)

$348.46/yr

After 10yr DRIP, annual income (after tax)

$453.32/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, USVN beats the other by $154.37/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USVN + HDV for your $10,000?

USVN: 50%HDV: 50%

100% HDV50/50100% USVN

Portfolio after 10yr

$25.2K

Annual income

$442.52/yr

Blended yield

1.76%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USVN buys

HDV buys

No recent congressional trades found for USVN or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSVNHDV

Forward yield	4.10% ✓	2.92%
Annual dividend / share	$1.97	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.1K ✓	$24.3K
Annual income after 10y	$533.32 ✓	$351.71
Total dividends collected	$4.7K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USVN vs HDV ($10,000, DRIP)

Year	USVN Portfolio	USVN Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,110	$409.95	$11,002	$291.67	+$108.00 → USVN
2	$12,313	$425.66	$12,082	$299.61	+$231.00 → USVN
3	$13,616	$440.90	$13,247	$307.23	+$369.00 → USVN
4	$15,025	$455.65	$14,503	$314.52	+$522.00 → USVN
5	$16,547	$469.90	$15,854	$321.50	+$693.00 → USVN
6	$18,188	$483.64	$17,308	$328.15	+$880.00 → USVN
7	$19,958	$496.85	$18,871	$334.49	+$1.1K → USVN
8	$21,865	$509.53	$20,551	$340.53	+$1.3K → USVN
9	$23,917	$521.69	$22,357	$346.27	+$1.6K → USVN
10	$26,125	$533.32	$24,296	$351.71	+$1.8K → USVN

USVN vs HDV: Complete Analysis 2026

USVN — Stock

Under normal market conditions, The adviser seeks to achieve the fund’s investment objective by investing at least 80% of the fund’s net assets (plus any borrowings for investment purposes) in the component securities of the underlying index. The ICE BofA Current 7-Year US Treasury Index is a one-security index comprised of the most recently issued 7-year U.S. treasury note.

Full USVN Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.