HomeCompareVBTX vs EPRT

VBTX vs EPRT: Dividend Comparison 2026

VBTX yields 3.50% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VBTX wins by $825.5K in total portfolio value
10 years
VBTX
VBTX
● Live price
3.50%
Share price
$30.26
Annual div
$1.06
5Y div CAGR
58.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$888.9K
Annual income
$573,207.86
Full VBTX calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — VBTX vs EPRT

📍 VBTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVBTXEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, VBTX + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VBTX pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VBTX
Annual income on $10K today (after 15% tax)
$297.75/yr
After 10yr DRIP, annual income (after tax)
$487,226.68/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, VBTX beats the other by $476,312.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VBTX + EPRT for your $10,000?

VBTX: 50%EPRT: 50%
100% EPRT50/50100% VBTX
Portfolio after 10yr
$476.1K
Annual income
$293,024.29/yr
Blended yield
61.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

VBTX
Analyst Ratings
6
Buy
4
Hold
Consensus: Buy
Price Target
$30.33
+0.2% upside vs current
Range: $28.00 — $33.00
Altman Z
-0.7
Piotroski
6/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VBTX buys
0
EPRT buys
0
No recent congressional trades found for VBTX or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVBTXEPRT
Forward yield3.50%3.92%
Annual dividend / share$1.06$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR58.8%29%
Portfolio after 10y$888.9K$63.4K
Annual income after 10y$573,207.86$12,840.73
Total dividends collected$835.8K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyBuy
Analyst price target$30.33$35.50

Year-by-year: VBTX vs EPRT ($10,000, DRIP)

YearVBTX PortfolioVBTX Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$11,256$556.27$11,205$505.18+$51.00VBTX
2$12,973$929.28$12,672$682.46+$301.00VBTX
3$15,471$1,589.56$14,490$930.48+$981.00VBTX
4$19,367$2,813.27$16,786$1,282.69+$2.6KVBTX
5$25,950$5,226.69$19,753$1,791.56+$6.2KVBTX
6$38,160$10,393.37$23,677$2,541.64+$14.5KVBTX
7$63,514$22,682.61$29,008$3,672.99+$34.5KVBTX
8$123,989$56,030.02$36,463$5,425.08+$87.5KVBTX
9$295,001$162,332.73$47,238$8,221.57+$247.8KVBTX
10$888,859$573,207.86$63,385$12,840.73+$825.5KVBTX

VBTX vs EPRT: Complete Analysis 2026

VBTXStock

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, consumer, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. As of December 31, 2021, the company operated 18 full-service branches located in the Dallas-Fort Worth metroplex, and 10 full-service branches in the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.

Full VBTX Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.