HomeCompareVUBFX vs ARCC

VUBFX vs ARCC: Dividend Comparison 2026

VUBFX yields 4.12% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VUBFX wins by $1.6K in total portfolio value· pulled ahead in Year 5
10 years
VUBFX
VUBFX
● Live price
4.12%
Share price
$10.03
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$537.44
Full VUBFX calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — VUBFX vs ARCC

📍 VUBFX pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVUBFXARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VUBFX + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VUBFX pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUBFX
Annual income on $10K today (after 15% tax)
$350.59/yr
After 10yr DRIP, annual income (after tax)
$456.82/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, VUBFX beats the other by $455.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VUBFX + ARCC for your $10,000?

VUBFX: 50%ARCC: 50%
100% ARCC50/50100% VUBFX
Portfolio after 10yr
$25.4K
Annual income
$269.30/yr
Blended yield
1.06%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

VUBFX
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUBFX buys
0
ARCC buys
0
No recent congressional trades found for VUBFX or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVUBFXARCC
Forward yield4.12%10.82%
Annual dividend / share$0.41$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$26.2K$24.5K
Annual income after 10y$537.44$1.16
Total dividends collected$4.8K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: VUBFX vs ARCC ($10,000, DRIP)

YearVUBFX PortfolioVUBFX Income/yrARCC PortfolioARCC Income/yrGap
1$11,112$412.46$11,381$541.15$269.00ARCC
2$12,319$428.36$12,621$284.08$302.00ARCC
3$13,625$443.79$13,827$145.31$202.00ARCC
4$15,037$458.74$15,062$73.43$25.00ARCC
5← crossover$16,563$473.17$16,364$36.89+$199.00VUBFX
6$18,210$487.09$17,757$18.49+$453.00VUBFX
7$19,985$500.47$19,258$9.25+$727.00VUBFX
8$21,897$513.33$20,880$4.63+$1.0KVUBFX
9$23,955$525.65$22,636$2.32+$1.3KVUBFX
10$26,170$537.44$24,539$1.16+$1.6KVUBFX

VUBFX vs ARCC: Complete Analysis 2026

VUBFXStock

The fund’s investment objective is to seek to provide current income while maintaining limited price volatility. The fund invests in a diversified portfolio of high-quality and, to a lesser extent, medium-quality fixed income securities. The fund is expected to maintain a dollar-weighted average maturity of 0 to 2 years. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. The fund is designed to give investors low-cost exposure to money market instruments and short-term high-quality bonds, including asset-backed, government, and investment-grade corporate securities. Although short-term bond funds tend to have a higher yield than money market funds, their share price fluctuates. Because the Ultra-Short-Term Bond Fund will subject investors to principal risk, the fund shouldn’t be viewed as a substitute for a money market fund. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease.The Ultra-Short-Term Bond Fund is a stand alone product and is separate and distinct from the Vanguard Ultra-Short Bond ETF (VUSB). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VUBFX Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.