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VUBFX vs MCD: Dividend Comparison 2026

VUBFX yields 4.12% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $52.4K in total portfolio value· pulled ahead in Year 5
10 years
VUBFX
VUBFX
● Live price
4.12%
Share price
$10.03
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$537.44
Full VUBFX calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — VUBFX vs MCD

📍 MCD pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodVUBFXMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, VUBFX + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
VUBFX pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

VUBFX
Annual income on $10K today (after 15% tax)
$350.59/yr
After 10yr DRIP, annual income (after tax)
$456.82/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $21,836.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of VUBFX + MCD for your $10,000?

VUBFX: 50%MCD: 50%
100% MCD50/50100% VUBFX
Portfolio after 10yr
$52.4K
Annual income
$13,382.57/yr
Blended yield
25.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

VUBFX
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

VUBFX buys
0
MCD buys
0
No recent congressional trades found for VUBFX or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricVUBFXMCD
Forward yield4.12%2.35%
Annual dividend / share$0.41$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$26.2K$78.5K
Annual income after 10y$537.44$26,227.70
Total dividends collected$4.8K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: VUBFX vs MCD ($10,000, DRIP)

YearVUBFX PortfolioVUBFX Income/yrMCD PortfolioMCD Income/yrGap
1$11,112$412.46$10,815$334.85+$297.00VUBFX
2$12,319$428.36$11,826$491.71+$493.00VUBFX
3$13,625$443.79$13,123$730.06+$502.00VUBFX
4$15,037$458.74$14,853$1,100.07+$184.00VUBFX
5← crossover$16,563$473.17$17,257$1,690.61$694.00MCD
6$18,210$487.09$20,752$2,667.01$2.5KMCD
7$19,985$500.47$26,103$4,354.83$6.1KMCD
8$21,897$513.33$34,794$7,437.78$12.9KMCD
9$23,955$525.65$49,926$13,461.60$26.0KMCD
10$26,170$537.44$78,550$26,227.70$52.4KMCD

VUBFX vs MCD: Complete Analysis 2026

VUBFXStock

The fund’s investment objective is to seek to provide current income while maintaining limited price volatility. The fund invests in a diversified portfolio of high-quality and, to a lesser extent, medium-quality fixed income securities. The fund is expected to maintain a dollar-weighted average maturity of 0 to 2 years. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. The fund is designed to give investors low-cost exposure to money market instruments and short-term high-quality bonds, including asset-backed, government, and investment-grade corporate securities. Although short-term bond funds tend to have a higher yield than money market funds, their share price fluctuates. Because the Ultra-Short-Term Bond Fund will subject investors to principal risk, the fund shouldn’t be viewed as a substitute for a money market fund. Additionally, increases in interest rates can cause the prices of the bonds in the portfolio, and thus the fund’s share price, to decrease.The Ultra-Short-Term Bond Fund is a stand alone product and is separate and distinct from the Vanguard Ultra-Short Bond ETF (VUSB). Differences in scale, certain investment processes, and underlying holdings are expected to produce different investment returns by the funds.

Full VUBFX Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.