HomeCompareWDFN vs EPRT

WDFN vs EPRT: Dividend Comparison 2026

WDFN yields 4.02% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $31.1K in total portfolio value
10 years
WDFN
WDFN
● Live price
4.02%
Share price
$28.84
Annual div
$1.16
5Y div CAGR
11.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,848.23
Full WDFN calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — WDFN vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWDFNEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, WDFN + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WDFN pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WDFN
Annual income on $10K today (after 15% tax)
$341.89/yr
After 10yr DRIP, annual income (after tax)
$1,571.00/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $9,343.63/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of WDFN + EPRT for your $10,000?

WDFN: 50%EPRT: 50%
100% EPRT50/50100% WDFN
Portfolio after 10yr
$47.8K
Annual income
$7,344.47/yr
Blended yield
15.35%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

WDFN
No analyst data
Altman Z
0.3
Piotroski
6/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WDFN buys
0
EPRT buys
0
No recent congressional trades found for WDFN or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWDFNEPRT
Forward yield4.02%3.92%
Annual dividend / share$1.16$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.5%29%
Portfolio after 10y$32.3K$63.4K
Annual income after 10y$1,848.23$12,840.73
Total dividends collected$10.0K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: WDFN vs EPRT ($10,000, DRIP)

YearWDFN PortfolioWDFN Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$11,148$448.47$11,205$505.18$57.00EPRT
2$12,450$521.01$12,672$682.46$222.00EPRT
3$13,928$606.30$14,490$930.48$562.00EPRT
4$15,609$706.79$16,786$1,282.69$1.2KEPRT
5$17,527$825.44$19,753$1,791.56$2.2KEPRT
6$19,720$965.86$23,677$2,541.64$4.0KEPRT
7$22,233$1,132.39$29,008$3,672.99$6.8KEPRT
8$25,120$1,330.38$36,463$5,425.08$11.3KEPRT
9$28,444$1,566.33$47,238$8,221.57$18.8KEPRT
10$32,284$1,848.23$63,385$12,840.73$31.1KEPRT

WDFN vs EPRT: Complete Analysis 2026

WDFNStock

Woodlands Financial Services Company operates as the holding company for Woodlands Bank that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties, and the surrounding market area in Pennsylvania. The company accepts checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home, construction, bridge, and home equity loans and lines; auto, recreational vehicle, and student loans, as well as personal loans and personal lines of credit; and commercial real estate financing, working capital loans, equipment financing, vehicle financing, and lines of credit. It also offers credit cards; and cyber security, securlock, bill pay, mobile deposit, online and mobile banking, notary safe deposit box, wire transfers, and treasurer checks services. In addition, the company provides personal trust, asset management and custodial, estate and financial planning, executor and estate settlement, and charitable and institutional investment management services. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania.

Full WDFN Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.