HomeCompareWDFN vs GBDC

WDFN vs GBDC: Dividend Comparison 2026

WDFN yields 4.02% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.82M in total portfolio value
10 years
WDFN
WDFN
● Live price
4.02%
Share price
$28.84
Annual div
$1.16
5Y div CAGR
11.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$1,848.23
Full WDFN calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — WDFN vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodWDFNGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, WDFN + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
WDFN pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

WDFN
Annual income on $10K today (after 15% tax)
$341.89/yr
After 10yr DRIP, annual income (after tax)
$1,571.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,981,552.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of WDFN + GBDC for your $10,000?

WDFN: 50%GBDC: 50%
100% GBDC50/50100% WDFN
Portfolio after 10yr
$10.44M
Annual income
$8,226,291.03/yr
Blended yield
78.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

WDFN
No analyst data
Altman Z
0.3
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

WDFN buys
0
GBDC buys
0
No recent congressional trades found for WDFN or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricWDFNGBDC
Forward yield4.02%11.86%
Annual dividend / share$1.16$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.5%51.1%
Portfolio after 10y$32.3K$20.85M
Annual income after 10y$1,848.23$16,450,733.83
Total dividends collected$10.0K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: WDFN vs GBDC ($10,000, DRIP)

YearWDFN PortfolioWDFN Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,148$448.47$12,492$1,791.70$1.3KGBDC
2$12,450$521.01$16,527$3,160.58$4.1KGBDC
3$13,928$606.30$23,588$5,904.90$9.7KGBDC
4$15,609$706.79$37,141$11,901.65$21.5KGBDC
5$17,527$825.44$66,205$26,463.38$48.7KGBDC
6$19,720$965.86$137,452$66,612.65$117.7KGBDC
7$22,233$1,132.39$342,372$195,298.53$320.1KGBDC
8$25,120$1,330.38$1,053,292$686,954.33$1.03MGBDC
9$28,444$1,566.33$4,111,439$2,984,416.95$4.08MGBDC
10$32,284$1,848.23$20,849,974$16,450,733.83$20.82MGBDC

WDFN vs GBDC: Complete Analysis 2026

WDFNStock

Woodlands Financial Services Company operates as the holding company for Woodlands Bank that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties, and the surrounding market area in Pennsylvania. The company accepts checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home, construction, bridge, and home equity loans and lines; auto, recreational vehicle, and student loans, as well as personal loans and personal lines of credit; and commercial real estate financing, working capital loans, equipment financing, vehicle financing, and lines of credit. It also offers credit cards; and cyber security, securlock, bill pay, mobile deposit, online and mobile banking, notary safe deposit box, wire transfers, and treasurer checks services. In addition, the company provides personal trust, asset management and custodial, estate and financial planning, executor and estate settlement, and charitable and institutional investment management services. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania.

Full WDFN Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.