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XCRA vs HDV: Dividend Comparison 2026

XCRA yields 14.02% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XCRA wins by $25.9K in total portfolio value
10 years
XCRA
XCRA
● Live price
14.02%
Share price
$14.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.2K
Annual income
$3,340.58
Full XCRA calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.72
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$351.71
Full HDV calculator →

Portfolio growth — XCRA vs HDV

📍 XCRA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXCRAHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XCRA + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XCRA pays
HDV pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XCRA
Annual income on $10K today (after 15% tax)
$1,191.31/yr
After 10yr DRIP, annual income (after tax)
$2,839.49/yr
HDV
Annual income on $10K today (after 15% tax)
$247.92/yr
After 10yr DRIP, annual income (after tax)
$298.95/yr
At 15% tax rate, XCRA beats the other by $2,540.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XCRA + HDV for your $10,000?

XCRA: 50%HDV: 50%
100% HDV50/50100% XCRA
Portfolio after 10yr
$37.3K
Annual income
$1,846.15/yr
Blended yield
4.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XCRA buys
0
HDV buys
0
No recent congressional trades found for XCRA or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXCRAHDV
Forward yield14.02% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.2K ✓$24.3K
Annual income after 10y$3,340.58 ✓$351.71
Total dividends collected$23.3K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XCRA vs HDV ($10,000, DRIP)

YearXCRA PortfolioXCRA Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$12,102$1,401.54$11,002$291.67+$1.1K → XCRA
2$14,534$1,585.12$12,082$299.61+$2.5K → XCRA
3$17,330$1,779.17$13,247$307.23+$4.1K → XCRA
4$20,526$1,982.72$14,503$314.52+$6.0K → XCRA
5$24,158$2,194.72$15,854$321.50+$8.3K → XCRA
6$28,263$2,414.03$17,308$328.15+$11.0K → XCRA
7$32,881$2,639.48$18,871$334.49+$14.0K → XCRA
8$38,052$2,869.85$20,551$340.53+$17.5K → XCRA
9$43,820$3,103.95$22,357$346.27+$21.5K → XCRA
10$50,228$3,340.58$24,296$351.71+$25.9K → XCRA

XCRA vs HDV: Complete Analysis 2026

XCRA — Stock

XCRA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XCRA shares.

Full XCRA Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.