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XOM vs BEN: Dividend Comparison 2026

XOM yields 2.36% · BEN yields 5.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BEN wins by $17.5K in total portfolio value· pulled ahead in Year 6
10 years
XOM
Exxon Mobil Corporation
● Live price
2.36%
Share price
$171.52
Annual div
$4.04
5Y div CAGR
14.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.7K
Annual income
$1,106.42
Full XOM calculator →
BEN
BEN
● Live price
5.63%
Share price
$22.91
Annual div
$1.29
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$65.2K
Annual income
$11,735.62
Full BEN calculator →

Portfolio growth — XOM vs BEN

📍 BEN pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXOMBEN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XOM + BEN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XOM pays
BEN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XOM
Annual income on $10K today (after 15% tax)
$200.21/yr
After 10yr DRIP, annual income (after tax)
$940.46/yr
BEN
Annual income on $10K today (after 15% tax)
$478.61/yr
After 10yr DRIP, annual income (after tax)
$9,975.28/yr
At 15% tax rate, BEN beats the other by $9,034.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XOM + BEN for your $10,000?

XOM: 50%BEN: 50%
100% BEN50/50100% XOM
Portfolio after 10yr
$56.4K
Annual income
$6,421.02/yr
Blended yield
11.38%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on XOM right now

XOM
Analyst Ratings
1
Strong
22
Buy
26
Hold
5
Sell
Consensus: Hold
Price Target
$146.77
-14.4% upside vs current
Range: $123.00 — $183.00
Altman Z
4.9
Piotroski
5/9
BEN
Analyst Ratings
6
Buy
14
Hold
7
Sell
Consensus: Hold
Price Target
$23.50
+2.6% upside vs current
Range: $22.00 — $25.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XOM buys
0
BEN buys
0
No recent congressional trades found for XOM or BEN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXOMBEN
Forward yield2.36%5.63%
Annual dividend / share$4.04$1.29
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.3%22.6%
Portfolio after 10y$47.7K$65.2K
Annual income after 10y$1,106.42$11,735.62
Total dividends collected$6.0K$38.7K
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusHoldHold
Analyst price target$146.77$23.50

Year-by-year: XOM vs BEN ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrBEN PortfolioBEN Income/yrGap
1$11,689$269.22$11,390$690.33+$299.00XOM
2$13,664$314.98$13,089$900.94+$575.00XOM
3$15,973$368.51$15,191$1,186.21+$782.00XOM
4$18,672$431.16$17,832$1,577.47+$840.00XOM
5$21,828$504.46$21,202$2,121.67+$626.00XOM
6← crossover$25,518$590.24$25,576$2,890.42$58.00BEN
7$29,832$690.62$31,362$3,995.15$1.5KBEN
8$34,876$808.09$39,170$5,613.10$4.3KBEN
9$40,774$945.55$49,945$8,032.75$9.2KBEN
10$47,671$1,106.42$65,177$11,735.62$17.5KBEN

XOM vs BEN: Complete Analysis 2026

XOMEnergy

Exxon Mobil Corporation explores for and produces crude oil and natural gas in the United States and internationally. It operates through Upstream, Downstream, and Chemical segments. The company is also involved in the manufacture, trade, transport, and sale of crude oil, natural gas, petroleum products, petrochemicals, and other specialty products; manufactures and sells petrochemicals, including olefins, polyolefins, aromatics, and various other petrochemicals; and captures and stores carbon, hydrogen, and biofuels. As of December 31, 2021, it had approximately 20,528 net operated wells with proved reserves. The company was founded in 1870 and is headquartered in Irving, Texas.

Full XOM Calculator →

BENStock

Franklin Resources, Inc. is a publicly owned asset management holding company. Through its subsidiaries, the firm provides its services to individuals, institutions, pension plans, trusts, and partnerships. It launches equity, fixed income, balanced, and multi-asset mutual funds through its subsidiaries. The firm invests in the public equity, fixed income, and alternative markets. Franklin Resources, Inc. was founded in 1947 and is based in San Mateo, California with an additional office in Hyderabad, India.

Full BEN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.