HomeCompareXOM vs HTGC

XOM vs HTGC: Dividend Comparison 2026

XOM yields 3.58% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $7.0K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — XOM vs HTGC

Annual dividend income

MetricXOMHTGC
Forward yield3.58%10.22%
Annual dividend / share$3.88$1.88
Payout ratio44%90%
1-year div growth4%5.6%
5-year div CAGR3.5%4.2%
Portfolio after 10y$46.7K$53.7K
Annual income after 10y$616.62$3,064.35
Total dividends collected$4.9K$19.5K
Payment frequencyquarterlyquarterly
SectorEnergyBDC

Year-by-year: XOM vs HTGC ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,790$370.12$12,045$1,064.65$255.00HTGC
2$13,860$395.49$14,442$1,216.94$582.00HTGC
3$16,249$421.35$17,242$1,384.73$993.00HTGC
4$19,004$447.71$20,501$1,568.89$1.5KHTGC
5$22,178$474.56$24,280$1,770.26$2.1KHTGC
6$25,829$501.91$28,649$1,989.67$2.8KHTGC
7$30,026$529.77$33,685$2,227.97$3.7KHTGC
8$34,848$558.16$39,472$2,485.98$4.6KHTGC
9$40,383$587.10$46,104$2,764.50$5.7KHTGC
10$46,735$616.62$53,687$3,064.35$7.0KHTGC

XOM vs HTGC: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is XOM or HTGC better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs HTGC earn per year?
With $10,000 invested today: XOM pays approximately $358/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $3,064/year (HTGC).
Does XOM or HTGC pay monthly dividends?
XOM pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this XOM vs HTGC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

XOM vs CVXXOM vs COPXOM vs OXYXOM vs PSXXOM vs VLOXOM vs MAINXOM vs ARCCXOM vs GBDCHTGC vs MAINHTGC vs ARCCHTGC vs GBDCHTGC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.