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XOM vs ARCC: Dividend Comparison 2026

XOM yields 3.58% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $2.9K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — XOM vs ARCC

Annual dividend income

MetricXOMARCC
Forward yield3.58%9.06%
Annual dividend / share$3.88$1.92
Payout ratio44%88%
1-year div growth4%2%
5-year div CAGR3.5%3.1%
Portfolio after 10y$46.7K$43.8K
Annual income after 10y$616.62$2,279.31
Total dividends collected$4.9K$15.5K
Payment frequencyquarterlyquarterly
SectorEnergyBDC

Year-by-year: XOM vs ARCC ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrARCC PortfolioARCC Income/yrGap
1$11,790$370.12$11,774$933.74+$16.00XOM
2$13,860$395.49$13,808$1,045.61+$52.00XOM
3$16,249$421.35$16,135$1,166.34+$114.00XOM
4$19,004$447.71$18,786$1,296.19+$218.00XOM
5$22,178$474.56$21,800$1,435.41+$378.00XOM
6$25,829$501.91$25,215$1,584.23+$614.00XOM
7$30,026$529.77$29,076$1,742.84+$950.00XOM
8$34,848$558.16$33,430$1,911.44+$1.4KXOM
9$40,383$587.10$38,328$2,090.21+$2.1KXOM
10$46,735$616.62$43,827$2,279.31+$2.9KXOM

XOM vs ARCC: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is XOM or ARCC better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs ARCC earn per year?
With $10,000 invested today: XOM pays approximately $358/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $2,279/year (ARCC).
Does XOM or ARCC pay monthly dividends?
XOM pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.