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XOM vs PEP: Dividend Comparison 2026

XOM yields 3.58% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $25.2K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — XOM vs PEP

Annual dividend income

MetricXOMPEP
Forward yield3.58%3.69%
Annual dividend / share$3.88$5.42
Payout ratio44%72%
1-year div growth4%7.1%
5-year div CAGR3.5%6.7%
Portfolio after 10y$46.7K$21.5K
Annual income after 10y$616.62$1,034.52
Total dividends collected$4.9K$6.6K
Payment frequencyquarterlyquarterly
SectorEnergyConsumer Staples

Year-by-year: XOM vs PEP ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrPEP PortfolioPEP Income/yrGap
1$11,790$370.12$10,734$393.95+$1.1KXOM
2$13,860$395.49$11,535$436.36+$2.3KXOM
3$16,249$421.35$12,411$483.90+$3.8KXOM
4$19,004$447.71$13,371$537.26+$5.6KXOM
5$22,178$474.56$14,422$597.26+$7.8KXOM
6$25,829$501.91$15,578$664.81+$10.3KXOM
7$30,026$529.77$16,848$740.97+$13.2KXOM
8$34,848$558.16$18,248$826.99+$16.6KXOM
9$40,383$587.10$19,793$924.28+$20.6KXOM
10$46,735$616.62$21,500$1,034.52+$25.2KXOM

XOM vs PEP: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

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PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is XOM or PEP better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while PEP offers 3.69% (5.42/share/year). PEP provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs PEP earn per year?
With $10,000 invested today: XOM pays approximately $358/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $1,035/year (PEP).
Does XOM or PEP pay monthly dividends?
XOM pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.