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XOM vs SAIA: Dividend Comparison 2026

XOM yields 2.36% · SAIA yields 0.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $27.2K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
● Live price
2.36%
Share price
$171.52
Annual div
$4.04
5Y div CAGR
14.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.7K
Annual income
$1,106.42
Full XOM calculator →
SAIA
SAIA
● Live price
0.60%
Share price
$336.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$61.87
Full SAIA calculator →

Portfolio growth — XOM vs SAIA

📍 XOM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXOMSAIA
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XOM + SAIA cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XOM pays
SAIA pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XOM
Annual income on $10K today (after 15% tax)
$200.21/yr
After 10yr DRIP, annual income (after tax)
$940.46/yr
SAIA
Annual income on $10K today (after 15% tax)
$50.59/yr
After 10yr DRIP, annual income (after tax)
$52.59/yr
At 15% tax rate, XOM beats the other by $887.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XOM + SAIA for your $10,000?

XOM: 50%SAIA: 50%
100% SAIA50/50100% XOM
Portfolio after 10yr
$34.1K
Annual income
$584.15/yr
Blended yield
1.71%
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Analyst Conviction Gap

Where Wall Street is most bullish on XOM right now

XOM
Analyst Ratings
1
Strong
22
Buy
26
Hold
5
Sell
Consensus: Hold
Price Target
$146.77
-14.4% upside vs current
Range: $123.00 — $183.00
Altman Z
4.9
Piotroski
5/9
SAIA
Analyst Ratings
17
Buy
14
Hold
1
Sell
Consensus: Buy
Price Target
$398.91
+18.7% upside vs current
Range: $262.00 — $493.00
Altman Z
8.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XOM buys
0
SAIA buys
0
No recent congressional trades found for XOM or SAIA in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXOMSAIA
Forward yield2.36%0.60%
Annual dividend / share$4.04$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.3%0%
Portfolio after 10y$47.7K$20.5K
Annual income after 10y$1,106.42$61.87
Total dividends collected$6.0K$608.00
Payment frequencyquarterlyquarterly
SectorEnergyIndustrials
Analyst consensusHoldBuy
Analyst price target$146.77$398.91

Year-by-year: XOM vs SAIA ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrSAIA PortfolioSAIA Income/yrGap
1← crossover$11,689$269.22$10,760$59.52+$929.00XOM
2$13,664$314.98$11,573$59.85+$2.1KXOM
3$15,973$368.51$12,443$60.16+$3.5KXOM
4$18,672$431.16$13,374$60.46+$5.3KXOM
5$21,828$504.46$14,371$60.73+$7.5KXOM
6$25,518$590.24$15,438$60.99+$10.1KXOM
7$29,832$690.62$16,580$61.23+$13.3KXOM
8$34,876$808.09$17,802$61.46+$17.1KXOM
9$40,774$945.55$19,110$61.67+$21.7KXOM
10$47,671$1,106.42$20,509$61.87+$27.2KXOM

XOM vs SAIA: Complete Analysis 2026

XOMEnergy

Exxon Mobil Corporation explores for and produces crude oil and natural gas in the United States and internationally. It operates through Upstream, Downstream, and Chemical segments. The company is also involved in the manufacture, trade, transport, and sale of crude oil, natural gas, petroleum products, petrochemicals, and other specialty products; manufactures and sells petrochemicals, including olefins, polyolefins, aromatics, and various other petrochemicals; and captures and stores carbon, hydrogen, and biofuels. As of December 31, 2021, it had approximately 20,528 net operated wells with proved reserves. The company was founded in 1870 and is headquartered in Irving, Texas.

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SAIAIndustrials

Saia, Inc., through its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 400 and 10,000 pounds; and other value-added services, including non-asset truckload, expedited, and logistics services. As of December 31, 2021, it operated 176 owned and leased facilities; and owned approximately 5,600 tractors and 19,300 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2006. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.