Home › Calculator › FCNCO Dividend Calculator 2026
FCNCO DRIP Calculator & Dividend Yield 2026
7.77% YieldFinancial ServicesFirst Citizens BancShares, Inc. · NASDAQ
Price: $18.10 · Annual div: $1.41/share · Frequency: quarterly · Payout ratio: 1% · Ex-div: 2026-08-31
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When FCNCO pays your bills
Year your monthly dividend income covers each expense (based on current settings)
FCNCO Dividend History — Last 19 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-08-31Latest | 2026-09-15 | $0.3516 | 6.81% | $20.64 |
| 2026-05-29 | 2026-06-15 | $0.3516 | 8.08% | $21.75 |
| 2026-02-27 | 2026-03-16 | $0.3516 | 7.97% | $22.05 |
| 2025-11-28 | 2025-12-15 | $0.3516 | 7.86% | $22.37 |
| 2025-08-29 | 2025-09-15 | $0.3516 | 7.54% | $23.30 |
| 2025-05-30 | 2025-06-16 | $0.3516 | 7.91% | $22.23 |
| 2025-02-28 | 2025-03-17 | $0.3516 | 6.26% | $22.47 |
| 2024-11-29 | 2024-12-16 | $0.3516 | 5.88% | $23.90 |
| 2024-08-30 | 2024-09-16 | $0.3516 | 6.23% | $22.59 |
| 2024-05-31 | 2024-06-17 | $0.3516 | 6.36% | $22.10 |
| 2024-02-28 | 2024-03-15 | $0.3516 | 6.22% | $22.60 |
| 2023-11-29 | 2023-12-15 | $0.3516 | 7.19% | $19.55 |
| 2023-08-30 | 2023-09-15 | $0.3516 | 6.79% | $20.72 |
| 2023-05-30 | 2023-06-15 | $0.3516 | 6.75% | $20.82 |
| 2023-02-27 | 2023-03-15 | $0.3516 | 6.50% | $21.65 |
| 2022-11-29 | 2022-12-15 | $0.3516 | 6.98% | $20.15 |
| 2022-08-30 | 2022-09-15 | $0.3516 | 4.38% | $24.10 |
| 2022-05-27 | 2022-06-15 | $0.3516 | 3.12% | $22.51 |
| 2022-02-25 | 2022-03-15 | $0.3516 | 1.33% | $26.45 |
About First Citizens BancShares, Inc. (FCNCO) — Dividend Analysis 2026
First Citizens BancShares, Inc. functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive array of retail and commercial banking solutions to individuals, businesses, and professionals. The institution's deposit offerings include checking, savings, money market, and certificate of deposit accounts. Its lending portfolio features commercial construction and land development loans, commercial mortgages, commercial and industrial financing, lease financing, and Small Business Administration Paycheck Protection Program loans. On the consumer side, it provides residential and revolving mortgages, construction and land development loans for consumers, auto loans, and other personal credit products. The company also furnishes treasury management services, cardholder and merchant processing, wealth management, and various other specialized products. Investment opportunities extend to annuities, discount brokerage services, third-party mutual funds, and bespoke investment management and advisory services. Additionally, it offers defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic guidance, and special asset management. These services are delivered through its widespread branch network, alongside digital banking platforms, telephone banking, and an extensive ATM network. As of December 31, 2021, First Citizens BancShares, Inc. operated 529 branches across Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. The company, founded in 1898, is headquartered in Raleigh, North Carolina.
Similar dividend stocks to FCNCO
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
Get Your Full FCNCO DRIP Report by Email
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open FCNCO position with:
🌍 FCNCO Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold FCNCO.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.77% | 4.97% | $777 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.60% | 3.80% | $660 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 6.22% | 3.42% | $622 / yr |
| 🇬🇧 UK ISA | 0% | 7.77% | 4.97% | $777 / yr |
| 🇬🇧 UK Taxable | 8.75% | 7.09% | 4.29% | $709 / yr |
| 🇨🇦 TFSA | 0% | 7.77% | 4.97% | $777 / yr |
| 🇨🇦 CA Taxable | 25% | 5.83% | 3.03% | $583 / yr |
| 🇦🇺 Super (pension) | 15% | 6.60% | 3.80% | $660 / yr |
| 🇦🇺 AU Taxable | 30% | 5.44% | 2.64% | $544 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.72% | 2.92% | $572 / yr |
| 🇫🇷 FR Taxable | 30% | 5.44% | 2.64% | $544 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 FCNCO Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.41/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 FCNCO Dividend Payment Schedule
FCNCO pays quarterly — 4 times per year. Ex-div: 2026-08-31.
📊 FCNCO vs Financial Services Benchmarks
How FCNCO compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FCNCO sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ FCNCO Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-09-15 | 2,000 | $19.60 | $39.2K | ||
| Sale | 2026-09-15 | 5,000 | $19.50 | $97.5K | ||
| Buy | 2026-08-19 | 4 | $2167.80 | $8.7K | ||
| Buy | 2026-08-19 | 46 | $2168.13 | $99.7K | ||
| Buy | 2026-06-05 | 15 | $1780.00 | $26.7K | ||
| Buy | 2026-06-05 | 5 | $2070.00 | $10.3K | ||
| Buy | 2026-06-05 | 1 | $2068.50 | $2.1K | ||
| Buy | 2026-06-05 | 34 | $2065.00 | $70.2K | ||
| Buy | 2026-06-05 | 2 | $2060.00 | $4.1K | ||
| Buy | 2026-06-05 | 47 | $2050.00 | $96.3K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare FCNCO with peers: FCNCO vs BOKF · FCNCO vs CBSH · FCNCO vs CFG
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FCNCO dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
First Citizens BancShares, Inc. (FCNCO) is currently trading at $18.10, trading near its 52-week low. The current dividend yield is 7.77% based on an annual payout of $1.41 per share.
FCNCO (First Citizens BancShares, Inc.) — 7.77% Dividend Yield Analysis
First Citizens BancShares, Inc. (FCNCO) is a financial services stock currently trading at $18.10 with a dividend yield of 7.77%. It pays an annual dividend of $1.41 per share. The payout ratio of 1% suggests the dividend is well-covered by earnings. Over the past 5 years, FCNCO has grown its dividend at a compound annual rate of 34.3%.
- Above-average yield (7.77%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest FCNCO News
LiveHow investors use the FCNCO dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.