HomeCompareAOZOY vs MCD

AOZOY vs MCD: Dividend Comparison 2026

AOZOY yields 2.16% · MCD yields 2.34%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AOZOY wins by $32.0K in total portfolio value
10 years
AOZOY
AOZOY
● Live price
2.16%
Share price
$4.31
Annual div
$0.09
5Y div CAGR
48.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.8K
Annual income
$40,308.71
Full AOZOY calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — AOZOY vs MCD

📍 AOZOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAOZOYMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AOZOY + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AOZOY pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AOZOY
Annual income on $10K today (after 15% tax)
$183.50/yr
After 10yr DRIP, annual income (after tax)
$34,262.40/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, AOZOY beats the other by $12,304.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AOZOY + MCD for your $10,000?

AOZOY: 50%MCD: 50%
100% MCD50/50100% AOZOY
Portfolio after 10yr
$93.8K
Annual income
$33,071.04/yr
Blended yield
35.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

AOZOY
No analyst data
Altman Z
0.3
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AOZOY buys
0
MCD buys
7
PoliticianChamberTickerTypeAmountDate
Sheldon Whitehouse🏛 Senate$MCD▼ Sell$15,001 - $50,0002026-01-09
Sheldon Whitehouse🏛 Senate$MCD▼ Sell$15,001 - $50,0002026-01-09
Julie Johnson🏢 House$MCD▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$MCD▼ Sell$1,001 - $15,0002025-11-13
Rich McCormick🏢 House$MCD▲ Buy$1,001 - $15,0002025-11-05
Kevin Hern🏢 House$MCD▼ Sell$1,001 - $15,0002025-10-23
Kevin Hern🏢 House$MCD▼ Sell$100,001 - $250,0002025-10-23
Cleo Fields🏢 House$MCD▲ Buy$15,001 - $50,0002025-09-10
Ro Khanna🏢 House$MCD▼ Sell$15,001 - $50,0002025-09-05
Julie Johnson🏢 House$MCD▼ Sell$1,001 - $15,0002025-08-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAOZOYMCD
Forward yield2.16%2.34%
Annual dividend / share$0.09$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.7%42.3%
Portfolio after 10y$109.8K$77.7K
Annual income after 10y$40,308.71$25,833.37
Total dividends collected$82.7K$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: AOZOY vs MCD ($10,000, DRIP)

YearAOZOY PortfolioAOZOY Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,021$321.02$10,812$332.41+$209.00AOZOY
2$12,284$491.68$11,819$488.02+$465.00AOZOY
3$13,906$761.62$13,111$724.37+$795.00AOZOY
4$16,077$1,198.15$14,832$1,091.05+$1.2KAOZOY
5$19,128$1,925.11$17,219$1,675.85+$1.9KAOZOY
6$23,650$3,182.99$20,688$2,641.85+$3.0KAOZOY
7$30,774$5,469.21$25,990$4,309.70+$4.8KAOZOY
8$42,819$9,890.44$34,590$7,351.77+$8.2KAOZOY
9$64,941$19,124.51$49,535$13,285.25+$15.4KAOZOY
10$109,795$40,308.71$77,746$25,833.37+$32.0KAOZOY

AOZOY vs MCD: Complete Analysis 2026

AOZOYStock

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Retail Banking Group, Institutional Banking Group, Allied Banking Group, Specialty Finance Group, International Finance Group, and Financial Markets Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as interest rate, currency, and other derivative transaction services. As of March 31, 2021, it operated 19 branches. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Full AOZOY Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.