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ARCC vs IBM: Dividend Comparison 2026

ARCC yields 9.06% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $16.2K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →

Portfolio growth — ARCC vs IBM

Annual dividend income

MetricARCCIBM
Forward yield9.06%3.06%
Annual dividend / share$1.92$6.68
Payout ratio88%64%
1-year div growth2%0.6%
5-year div CAGR3.1%1%
Portfolio after 10y$43.8K$27.6K
Annual income after 10y$2,279.31$410.34
Total dividends collected$15.5K$3.6K
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: ARCC vs IBM ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrIBM PortfolioIBM Income/yrGap
1$11,774$933.74$11,149$308.92+$625.00ARCC
2$13,808$1,045.61$12,406$320.90+$1.4KARCC
3$16,135$1,166.34$13,781$332.72+$2.4KARCC
4$18,786$1,296.19$15,283$344.36+$3.5KARCC
5$21,800$1,435.41$16,923$355.82+$4.9KARCC
6$25,215$1,584.23$18,711$367.09+$6.5KARCC
7$29,076$1,742.84$20,661$378.18+$8.4KARCC
8$33,430$1,911.44$22,786$389.09+$10.6KARCC
9$38,328$2,090.21$25,100$399.81+$13.2KARCC
10$43,827$2,279.31$27,618$410.34+$16.2KARCC

ARCC vs IBM: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is ARCC or IBM better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while IBM offers 3.06% (6.68/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs IBM earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $410/year (IBM).
Does ARCC or IBM pay monthly dividends?
ARCC pays quarterly dividends. IBM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.