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ARCC vs PEP: Dividend Comparison 2026

ARCC yields 9.06% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $22.3K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — ARCC vs PEP

Annual dividend income

MetricARCCPEP
Forward yield9.06%3.69%
Annual dividend / share$1.92$5.42
Payout ratio88%72%
1-year div growth2%7.1%
5-year div CAGR3.1%6.7%
Portfolio after 10y$43.8K$21.5K
Annual income after 10y$2,279.31$1,034.52
Total dividends collected$15.5K$6.6K
Payment frequencyquarterlyquarterly
SectorBDCConsumer Staples

Year-by-year: ARCC vs PEP ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrPEP PortfolioPEP Income/yrGap
1$11,774$933.74$10,734$393.95+$1.0KARCC
2$13,808$1,045.61$11,535$436.36+$2.3KARCC
3$16,135$1,166.34$12,411$483.90+$3.7KARCC
4$18,786$1,296.19$13,371$537.26+$5.4KARCC
5$21,800$1,435.41$14,422$597.26+$7.4KARCC
6$25,215$1,584.23$15,578$664.81+$9.6KARCC
7$29,076$1,742.84$16,848$740.97+$12.2KARCC
8$33,430$1,911.44$18,248$826.99+$15.2KARCC
9$38,328$2,090.21$19,793$924.28+$18.5KARCC
10$43,827$2,279.31$21,500$1,034.52+$22.3KARCC

ARCC vs PEP: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is ARCC or PEP better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while PEP offers 3.69% (5.42/share/year). ARCC provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs PEP earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $1,035/year (PEP).
Does ARCC or PEP pay monthly dividends?
ARCC pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.