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EFF vs ARCC: Dividend Comparison 2026

EFF yields 44.51% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EFF wins by $271.0K in total portfolio value
10 years
EFF
EFF
● Live price
44.51%
Share price
$16.33
Annual div
$7.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$295.5K
Annual income
$54,522.85
Full EFF calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — EFF vs ARCC

📍 EFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EFF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFF pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFF
Annual income on $10K today (after 15% tax)
$3,783.10/yr
After 10yr DRIP, annual income (after tax)
$46,344.42/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, EFF beats the other by $46,343.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFF + ARCC for your $10,000?

EFF: 50%ARCC: 50%
100% ARCC50/50100% EFF
Portfolio after 10yr
$160.0K
Annual income
$27,262.01/yr
Blended yield
17.04%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

EFF
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFF buys
0
ARCC buys
0
No recent congressional trades found for EFF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFFARCC
Forward yield44.51%10.82%
Annual dividend / share$7.27$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$295.5K$24.5K
Annual income after 10y$54,522.85$1.16
Total dividends collected$229.1K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: EFF vs ARCC ($10,000, DRIP)

YearEFF PortfolioEFF Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$15,151$4,450.70$11,381$541.15+$3.8KEFF
2$22,513$6,301.99$12,621$284.08+$9.9KEFF
3$32,841$8,751.84$13,827$145.31+$19.0KEFF
4$47,071$11,931.47$15,062$73.43+$32.0KEFF
5$66,349$15,982.70$16,364$36.89+$50.0KEFF
6$92,048$21,054.48$17,757$18.49+$74.3KEFF
7$125,790$27,298.59$19,258$9.25+$106.5KEFF
8$169,460$34,864.87$20,880$4.63+$148.6KEFF
9$225,218$43,896.10$22,636$2.32+$202.6KEFF
10$295,507$54,522.85$24,539$1.16+$271.0KEFF

EFF vs ARCC: Complete Analysis 2026

EFFStock

Eaton Vance Floating-Rate Income Plus Fund is a diversified closed-end management investment company. The Fund's investment objective is total return, with an emphasis on income. Its secondary objective is preservation of capital. The Fund invests primarily in below investment grade floating-rate loans. Under normal market conditions, the Fund invests approximately 80% of its total assets in senior loans of domestic and foreign borrowers that are denominated in the United States dollars and foreign currencies. Its portfolio includes investments in various locations, such as the United States, Luxembourg, Canada, the Netherlands, Cayman Islands and Australia. Its portfolio of investments includes aerospace and defense, automotive, chemicals and plastics, ecological services and equipment, electronics/electrical, utilities, food products, healthcare, insurance and financial intermediaries. Eaton Vance Management is an investment advisor to the Fund.

Full EFF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.