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JBTC vs MCD: Dividend Comparison 2026

JBTC yields 3.24% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JBTC wins by $8.5K in total portfolio value
10 years
JBTC
JBTC
● Live price
3.24%
Share price
$35.18
Annual div
$1.14
5Y div CAGR
37.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$87.1K
Annual income
$24,909.15
Full JBTC calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — JBTC vs MCD

📍 JBTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJBTCMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, JBTC + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
JBTC pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JBTC
Annual income on $10K today (after 15% tax)
$275.44/yr
After 10yr DRIP, annual income (after tax)
$21,172.78/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $1,120.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JBTC + MCD for your $10,000?

JBTC: 50%MCD: 50%
100% MCD50/50100% JBTC
Portfolio after 10yr
$82.8K
Annual income
$25,568.42/yr
Blended yield
30.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

JBTC
No analyst data
Altman Z
0.3
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JBTC buys
0
MCD buys
0
No recent congressional trades found for JBTC or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJBTCMCD
Forward yield3.24% ✓2.35%
Annual dividend / share$1.14$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.6%42.3% ✓
Portfolio after 10y$87.1K ✓$78.5K
Annual income after 10y$24,909.15$26,227.70 ✓
Total dividends collected$60.3K ✓$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: JBTC vs MCD ($10,000, DRIP)

YearJBTC PortfolioJBTC Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,146$445.89$10,815$334.85+$331.00 → JBTC
2$12,565$639.11$11,826$491.71+$739.00 → JBTC
3$14,371$926.55$13,123$730.06+$1.2K → JBTC
4$16,740$1,362.79$14,853$1,100.07+$1.9K → JBTC
5$19,953$2,041.38$17,257$1,690.61+$2.7K → JBTC
6$24,479$3,129.07$20,752$2,667.01+$3.7K → JBTC
7$31,129$4,936.63$26,103$4,354.83+$5.0K → JBTC
8$41,381$8,073.07$34,794$7,437.78+$6.6K → JBTC
9$58,079$13,800.97$49,926$13,461.60+$8.2K → JBTC
10$87,054$24,909.15$78,550$26,227.70+$8.5K → JBTC

JBTC vs MCD: Complete Analysis 2026

JBTC — Stock

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company that provides banking services in Pennsylvania. It offers personal and business checking and savings accounts. The company also provides business loans; home mortgages; and personal, auto, and home equity loans. In addition, it offers gift, reloadable, debit, and credit cards; certificates of deposit and individual retirement accounts; digital wallet, business solutions, overdraft coverage, autobook services; and online and mobile banking services. Further, the company provides young adult banking services; and -e-statements, night deposit and drop, coin and currency ordering, and debit card anti-fraud program services. JBT Bancorp Inc. was founded in 1873 and is based in Jonestown, Pennsylvania.

Full JBTC Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.