HomeCompareJEPI vs IRT

JEPI vs IRT: Dividend Comparison 2026

JEPI yields 8.56% · IRT yields 4.59%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IRT wins by $3.9K in total portfolio value· pulled ahead in Year 4
10 years
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →
IRT
IRT
● Live price
4.59%
Share price
$14.81
Annual div
$0.68
5Y div CAGR
10.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.3K
Annual income
$1,914.49
Full IRT calculator →

Portfolio growth — JEPI vs IRT

📍 IRT pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodJEPIIRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, JEPI + IRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
JEPI pays
IRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
IRT
Annual income on $10K today (after 15% tax)
$390.28/yr
After 10yr DRIP, annual income (after tax)
$1,627.32/yr
At 15% tax rate, IRT beats the other by $289.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of JEPI + IRT for your $10,000?

JEPI: 50%IRT: 50%
100% IRT50/50100% JEPI
Portfolio after 10yr
$31.3K
Annual income
$1,744.07/yr
Blended yield
5.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on IRT right now

JEPI
No analyst data
IRT
Analyst Ratings
19
Buy
8
Hold
Consensus: Buy
Price Target
$20.08
+35.6% upside vs current
Range: $18.00 — $22.00
Altman Z
0.7
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

JEPI buys
4
IRT buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$JEPI▼ Sell$1,001 - $15,0002023-11-03
Max Miller🏢 House$JEPI▼ Sell$1,001 - $15,0002023-10-06
Kevin Hern🏢 House$JEPI▲ Buy$1,001 - $15,0002022-10-06
Kevin Hern🏢 House$JEPI▲ Buy$1,001 - $15,0002022-09-07
Robert J. Wittman🏢 House$JEPI▲ Buy$1,001 - $15,0002022-05-10
Kevin Hern🏢 House$JEPI▲ Buy$100,001 - $250,0002021-07-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricJEPIIRT
Forward yield8.56%4.59%
Annual dividend / share$4.76$0.68
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%10.1%
Portfolio after 10y$29.3K$33.3K
Annual income after 10y$1,573.67$1,914.49
Total dividends collected$12.0K$10.7K
Payment frequencymonthlyquarterly
SectorETFREIT

Year-by-year: JEPI vs IRT ($10,000, DRIP)

YearJEPI PortfolioJEPI Income/yrIRT PortfolioIRT Income/yrGap
1$11,276$855.74$11,206$505.52+$70.00JEPI
2$12,675$926.02$12,573$582.88+$102.00JEPI
3$14,207$999.01$14,126$672.95+$81.00JEPI
4← crossover$15,878$1,074.57$15,893$777.98$15.00IRT
5$17,697$1,152.57$17,906$900.64$209.00IRT
6$19,674$1,232.87$20,203$1,044.12$529.00IRT
7$21,815$1,315.29$22,830$1,212.23$1.0KIRT
8$24,131$1,399.68$25,837$1,409.50$1.7KIRT
9$26,630$1,485.86$29,287$1,641.41$2.7KIRT
10$29,323$1,573.67$33,252$1,914.49$3.9KIRT

JEPI vs IRT: Complete Analysis 2026

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →

IRTREIT

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multifamily apartment properties across non-gateway U.S. markets, including Atlanta, Louisville, Memphis, and Raleigh. IRT's investment strategy is focused on gaining scale within key amenity rich submarkets that offer good school districts, high-quality retail and major employment centers. IRT aims to provide stockholders attractive risk-adjusted returns through diligent portfolio management, strong operational performance, and a consistent return on capital through distributions and capital appreciation.

Full IRT Calculator →
📬

Get this JEPI vs IRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

JEPI vs JEPQJEPI vs XYLDJEPI vs DIVOJEPI vs SCHDJEPI vs QYLDJEPI vs OJEPI vs KOJEPI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.