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MAIN vs VRTS: Dividend Comparison 2026

MAIN yields 8.41% · VRTS yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $29.1K in total portfolio value
10 years
MAIN
Main Street Capital Corporation
● Live price
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →
VRTS
VRTS
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full VRTS calculator →

Portfolio growth — MAIN vs VRTS

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMAINVRTS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MAIN + VRTS cover 8 of 12 months — good coverage

Jan
MAIN
Feb
MAIN
Mar
—
Apr
—
May
—
Jun
—
Jul
MAIN
Aug
MAIN
Sep
MAIN
Oct
MAIN
Nov
MAIN
Dec
MAIN
MAIN pays
VRTS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MAIN
Annual income on $10K today (after 15% tax)
$714.77/yr
After 10yr DRIP, annual income (after tax)
$2,002.15/yr
VRTS
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, MAIN beats the other by $1,237.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MAIN + VRTS for your $10,000?

MAIN: 50%VRTS: 50%
100% VRTS50/50100% MAIN
Portfolio after 10yr
$42.6K
Annual income
$1,627.34/yr
Blended yield
3.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MAIN buys
0
VRTS buys
0
No recent congressional trades found for MAIN or VRTS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMAINVRTS
Forward yield8.41% ✓4.00%
Annual dividend / share$4.44 ✓$2.00
Payout ratio82%50% ✓
1-year div growth3.7%5% ✓
5-year div CAGR5.1% ✓5%
Portfolio after 10y$57.2K ✓$28.0K
Annual income after 10y$2,355.47 ✓$899.19
Total dividends collected$15.5K ✓$6.4K
Payment frequencymonthlyquarterly
SectorBDCStock

Year-by-year: MAIN vs VRTS ($10,000, DRIP)

YearMAIN PortfolioMAIN Income/yrVRTS PortfolioVRTS Income/yrGap
1← crossover$12,124$883.80$11,120$420.00+$1.0K → MAIN
2$14,629$1,001.91$12,357$458.31+$2.3K → MAIN
3$17,573$1,130.42$13,721$499.76+$3.9K → MAIN
4$21,022$1,269.75$15,227$544.58+$5.8K → MAIN
5$25,049$1,420.29$16,885$593.02+$8.2K → MAIN
6$29,738$1,582.45$18,713$645.34+$11.0K → MAIN
7$35,182$1,756.64$20,724$701.81+$14.5K → MAIN
8$41,488$1,943.25$22,938$762.73+$18.6K → MAIN
9$48,775$2,142.72$25,372$828.41+$23.4K → MAIN
10$57,179$2,355.47$28,047$899.19+$29.1K → MAIN

MAIN vs VRTS: Complete Analysis 2026

MAIN — BDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

VRTS — Stock

VRTS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in VRTS shares.

Full VRTS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.