HomeCompareMO vs UNP

MO vs UNP: Dividend Comparison 2026

MO yields 6.27% · UNP yields 2.29%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $7.8K in total portfolio value· pulled ahead in Year 9
10 years
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — MO vs UNP

📍 MO pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMOUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MO + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MO pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, MO beats the other by $8,919.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MO + UNP for your $10,000?

MO: 50%UNP: 50%
100% UNP50/50100% MO
Portfolio after 10yr
$73.8K
Annual income
$23,721.72/yr
Blended yield
32.14%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNP right now

MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MO buys
0
UNP buys
0
No recent congressional trades found for MO or UNP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMOUNP
Forward yield6.27%2.29%
Annual dividend / share$4.20$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22.6%40.9%
Portfolio after 10y$77.7K$69.9K
Annual income after 10y$28,968.54$18,474.89
Total dividends collected$72.0K$44.9K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusBuyBuy
Analyst price target$61.25$276.57

Year-by-year: MO vs UNP ($10,000, DRIP)

YearMO PortfolioMO Income/yrUNP PortfolioUNP Income/yrGap
1$10,558$768.31$11,023$322.76$465.00UNP
2$11,352$1,015.87$12,263$468.48$911.00UNP
3$12,482$1,367.86$13,808$686.31$1.3KUNP
4$14,103$1,883.39$15,792$1,017.59$1.7KUNP
5$16,472$2,664.91$18,430$1,532.54$2.0KUNP
6$20,024$3,897.79$22,075$2,355.20$2.1KUNP
7$25,537$5,933.74$27,335$3,714.82$1.8KUNP
8$34,478$9,476.77$35,306$6,057.38$828.00UNP
9← crossover$49,776$16,022.63$48,080$10,302.43+$1.7KMO
10$77,699$28,968.54$69,920$18,474.89+$7.8KMO

MO vs UNP: Complete Analysis 2026

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.