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MSFT vs ARCC: Dividend Comparison 2026

MSFT yields 0.72% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $33.0K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — MSFT vs ARCC

Annual dividend income

MetricMSFTARCC
Forward yield0.72%9.06%
Annual dividend / share$3.00$1.92
Payout ratio24%88%
1-year div growth10.5%2%
5-year div CAGR10.2%3.1%
Portfolio after 10y$76.9K$43.8K
Annual income after 10y$198.68$2,279.31
Total dividends collected$1.3K$15.5K
Payment frequencyquarterlyquarterly
SectorTechnologyBDC

Year-by-year: MSFT vs ARCC ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrARCC PortfolioARCC Income/yrGap
1$12,290$79.62$11,774$933.74+$516.00MSFT
2$15,094$88.32$13,808$1,045.61+$1.3KMSFT
3$18,528$97.90$16,135$1,166.34+$2.4KMSFT
4$22,731$108.46$18,786$1,296.19+$3.9KMSFT
5$27,874$120.09$21,800$1,435.41+$6.1KMSFT
6$34,167$132.92$25,215$1,584.23+$9.0KMSFT
7$41,865$147.05$29,076$1,742.84+$12.8KMSFT
8$51,280$162.62$33,430$1,911.44+$17.9KMSFT
9$62,793$179.77$38,328$2,090.21+$24.5KMSFT
10$76,869$198.68$43,827$2,279.31+$33.0KMSFT

MSFT vs ARCC: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is MSFT or ARCC better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs ARCC earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $2,279/year (ARCC).
Does MSFT or ARCC pay monthly dividends?
MSFT pays quarterly dividends. ARCC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.