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MSFT vs MAIN: Dividend Comparison 2026

MSFT yields 0.72% · MAIN yields 8.41% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $19.7K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →

Portfolio growth — MSFT vs MAIN

Annual dividend income

MetricMSFTMAIN
Forward yield0.72%8.41%
Annual dividend / share$3.00$4.44
Payout ratio24%82%
1-year div growth10.5%3.7%
5-year div CAGR10.2%5.1%
Portfolio after 10y$76.9K$57.2K
Annual income after 10y$198.68$2,355.47
Total dividends collected$1.3K$15.5K
Payment frequencyquarterlymonthly
SectorTechnologyBDC

Year-by-year: MSFT vs MAIN ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrMAIN PortfolioMAIN Income/yrGap
1$12,290$79.62$12,124$883.80+$166.00MSFT
2$15,094$88.32$14,629$1,001.91+$465.00MSFT
3$18,528$97.90$17,573$1,130.42+$955.00MSFT
4$22,731$108.46$21,022$1,269.75+$1.7KMSFT
5$27,874$120.09$25,049$1,420.29+$2.8KMSFT
6$34,167$132.92$29,738$1,582.45+$4.4KMSFT
7$41,865$147.05$35,182$1,756.64+$6.7KMSFT
8$51,280$162.62$41,488$1,943.25+$9.8KMSFT
9$62,793$179.77$48,775$2,142.72+$14.0KMSFT
10$76,869$198.68$57,179$2,355.47+$19.7KMSFT

MSFT vs MAIN: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

Frequently Asked Questions

Is MSFT or MAIN better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while MAIN offers 8.41% (4.44/share/year). MAIN provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs MAIN earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. MAIN pays approximately $841/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $2,355/year (MAIN).
Does MSFT or MAIN pay monthly dividends?
MSFT pays quarterly dividends. MAIN pays monthly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.