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CAT Dividend DRIP Calculator 2026
0.76% YieldIndustrialsCaterpillar Inc. · NYSE
Price: $805.99 · Annual div: $6.16/share · Frequency: quarterly · Payout ratio: 33% · Ex-div: 2026-07-20
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Annual dividend income growth
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🎯 When CAT pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in CAT → $37.6K in 10 years · $13.84/month
About Caterpillar Inc. (CAT) — Dividend Analysis 2026
Caterpillar Inc., a global enterprise founded in 1925 and headquartered in Deerfield, Illinois (having previously operated as Caterpillar Tractor Co. until its rebranding in 1986), is a premier manufacturer and vendor of heavy construction and mining equipment, diesel and natural gas power units, and industrial gas turbines across the world. The company's extensive offerings are organized into several operational divisions: Construction Industries: This segment delivers a broad spectrum of machinery for construction projects, including asphalt pavers, versatile backhoe and skid steer loaders, various sizes of excavators (from compact to heavy-duty), compactors, road-building equipment like cold planers and motorgraders, pipelayers, site preparation tractors, telehandlers, and utility vehicles, alongside a range of wheel loaders and track-type equipment. Resource Industries: Dedicated to the mining sector, this division supplies powerful equipment such as electric rope and hydraulic shovels, draglines, rotary drills, specialized hard rock vehicles, and a diverse fleet of mining, off-highway, and articulated trucks. It also offers longwall miners, wheel dozers, fleet management systems, autonomous vehicle solutions, crucial machinery components, selected work tools, and comprehensive safety and performance solutions for mining operations. Energy & Transportation: This segment focuses on power generation and propulsion systems. It provides reciprocating engines, generator sets, integrated power solutions, industrial turbines and associated services, remanufactured engines and parts, centrifugal gas compressors, and diesel-electric locomotives with related components and services. These products serve critical sectors including marine, oil and gas, industrial applications, and electric power generation. Financial Products: This segment supports customers with a variety of financial services, such as operating and finance leases, installment sale agreements, working capital loans, and wholesale financing schemes. It also offers insurance and risk management products tailored for vehicles, power generation facilities, and marine vessels. All Other: This encompassing segment is responsible for manufacturing essential consumables and components like filters, fluids, undercarriage parts, and ground engaging tools.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 CAT Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CAT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.76% | -2.04% | $76 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.65% | -2.15% | $65 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.61% | -2.19% | $61 / yr |
| 🇬🇧 UK ISA | 0% | 0.76% | -2.04% | $76 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.69% | -2.11% | $69 / yr |
| 🇨🇦 TFSA | 0% | 0.76% | -2.04% | $76 / yr |
| 🇨🇦 CA Taxable | 25% | 0.57% | -2.23% | $57 / yr |
| 🇦🇺 Super (pension) | 15% | 0.65% | -2.15% | $65 / yr |
| 🇦🇺 AU Taxable | 30% | 0.53% | -2.27% | $53 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.56% | -2.24% | $56 / yr |
| 🇫🇷 FR Taxable | 30% | 0.53% | -2.27% | $53 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CAT Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $6.16/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CAT Dividend Payment Schedule
CAT pays quarterly — 4 times per year. Ex-div: 2026-07-20.
📊 CAT vs Industrials Benchmarks
How CAT compares to typical Industrials averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CAT sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CAT Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-09-30 | 30 | — | — | ||
| A-Award | 2026-09-30 | 28 | — | — | ||
| A-Award | 2026-09-25 | 11 | — | — | ||
| A-Award | 2026-09-25 | 7 | — | — | ||
| A-Award | 2026-09-25 | 11 | — | — | ||
| A-Award | 2026-09-25 | 19 | — | — | ||
| M-Exempt | 2026-08-28 | 44,403 | $219.76 | $9.76M | ||
| F-InKind | 2026-08-28 | 12,002 | $812.98 | $9.76M | ||
| Sale | 2026-08-28 | 480 | $800.19 | $384.1K | ||
| Sale | 2026-08-28 | 540 | $801.10 | $432.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare CAT with peers: CAT vs AGCO · CAT vs ASTE · CAT vs DE
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where CAT earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CAT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Caterpillar Inc. (CAT) is currently trading at $805.99, 25% below its 52-week high. The current dividend yield is 0.76% based on an annual payout of $6.16 per share.
Caterpillar Inc. Demonstrates Strong Dividend Safety Amid Premium Valuation
AI SummaryCaterpillar Inc. (CAT) offers a modest dividend yield of 0.76% backed by a robust market capitalization of $374.7B and a conservative payout ratio of 33%. This low payout ratio ensures excellent dividend safety and ample room for future increases, supported by a healthy 5-year dividend CAGR of 7.4%. However, the company's valuation presents a notable headwind, with a high P/E ratio of 43.2 and a lofty share price of $813.52. While the current distribution is exceptionally sustainable due to strong operational cash flows, incoming investors face compressed income yields relative to the broader industrial sector.
- High P/E ratio of 43.2 indicates potential overvaluation and vulnerability to market corrections.
- Cyclical nature of the industrials sector could pressure earnings and future dividend growth.
Generated by AI using live market data. For educational purposes only — not financial advice.
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LiveHow investors use the CAT dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.