About CF Acquisition Corp. IV (CFIV) — Dividend Analysis 2026
CF Acquisition Corp. IV does not have significant operations. The company intends to effect a merger, capital stock exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses in the financial services, healthcare, real estate, technology, and software industries. CF Acquisition Corp. IV was incorporated in 2020 and is based in New York, New York.
Is CFIV a good dividend investment in 2026?
CFIV offers a 18.90% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
CFIV DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your CFIV portfolio grows to $56.5K vs $28.9K without reinvestment. This is the compound interest effect in action.
CFIV dividend growth history & forecast
CFIV has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 18.90%.
FCF ($13,686) is below dividends paid ($42M) — risk of cut (FCF: $13,686 · Dividends est.: $42M)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.0B → +0.0B → -0.0B
30 / 30 pts
30/30
Net income grew for 2 consecutive years — strong earnings momentum
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 CFIV Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CFIV.
Gross yield
18.90%
Tax rate
15.00%
After-tax yield
16.06%
Real yield (−CPI)
13.26%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
18.90%
16.10%
$1,890 / yr
🇺🇸 US Taxable (15%) ✓
15%
16.06%
13.26%
$1,606 / yr
🇺🇸 US Taxable (20%)
20%
15.12%
12.32%
$1,512 / yr
🇬🇧 UK ISA
0%
18.90%
16.10%
$1,890 / yr
🇬🇧 UK Taxable
8.75%
17.25%
14.45%
$1,725 / yr
🇨🇦 TFSA
0%
18.90%
16.10%
$1,890 / yr
🇨🇦 CA Taxable
25%
14.17%
11.38%
$1,417 / yr
🇦🇺 Super (pension)
15%
16.06%
13.26%
$1,606 / yr
🇦🇺 AU Taxable
30%
13.23%
10.43%
$1,323 / yr
🇩🇪 DE Taxable
26.375%
13.92%
11.12%
$1,392 / yr
🇫🇷 FR Taxable
30%
13.23%
10.43%
$1,323 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CFIV Income Goal & Break-Even
Dividend Break-Even
7yr
Years for dividends to fully repay your CFIV investment of $10.58/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$34.4K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$31.9K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in CFIV for:
Shares needed
14,118
Capital required
$149,368
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CFIV Dividend Payment Schedule
CFIV pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 CFIV vs Financial Services Benchmarks
How CFIV compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+16.00% vs sectorBetter
CFIV
18.90%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
CFIV
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
CFIV
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CFIV sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CFIV Insider Activity
▲ 1 Buys
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
CFAC HOLDINGS IV, LLC
10 percent owner
C-Conversion
2023-06-12
12,366,250
—
—
CFAC HOLDINGS IV, LLC
10 percent owner
C-Conversion
2023-06-12
12,366,250
—
—
CFAC HOLDINGS IV, LLC
10 percent owner
J-Other
2022-01-13
2,500
—
—
Hochberg Robert
director
J-Other
2022-01-13
2,500
—
—
CFAC HOLDINGS IV, LLC
10 percent owner
J-Other
2020-12-28
437,500
—
—
CFAC HOLDINGS IV, LLC
10 percent owner
Buy
2020-12-28
1,000,000
$10.00
$10.00M
CFAC HOLDINGS IV, LLC
10 percent owner
Other
2020-12-22
12,903,750
—
—
Blechman Charlotte
director
Other
2020-12-22
16,875
—
—
Zurita Louis R.
director
Other
2020-12-22
16,875
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
🔬
Financial Health Scores
Altman Z-Score
12.56
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
3/9
🔴 Weak fundamentals — dividend safety concern
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CFIV dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →