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Ellington Financial Inc. · NYSE
Price: $23.08 · Annual div: $1.75/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in EFC-PD → $11.59M in 10 years · $681.96/month
Ellington Financial Inc., operating primarily through its subsidiary, Ellington Financial Operating Partnership LLC, is involved in the acquisition and management of a diverse portfolio of financial assets across the United States. Its investments broadly span mortgage-backed, consumer-focused, corporate-related, and other specialized financial instruments. The company's holdings include various types of residential mortgage-backed securities (RMBS), such as those backed by prime jumbo, Alt-A, manufactured housing, and subprime mortgages. It also invests in RMBS guaranteed by U.S. government agencies or government-sponsored entities, as well as direct residential mortgage loans. Furthermore, its portfolio incorporates commercial mortgage-backed securities (CMBS), commercial mortgage loans, and other forms of commercial real estate debt. Beyond real estate-related assets, Ellington Financial Inc. also manages collateralized loan obligations (CLOs), various derivatives (both mortgage and non-mortgage related), corporate debt and equity securities, corporate loans, and other strategic investments. The firm engages in consumer lending and holds asset-backed securities (ABS) underpinned by consumer and commercial assets. For federal income tax purposes, the company operates as a Real Estate Investment Trust (REIT). This designation mandates that it intends to distribute a minimum of 90% of its taxable earnings as dividends to its shareholders. Established in 2007, the company maintains its principal office in Old Greenwich, Connecticut.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold EFC-PD.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.58% | 4.78% | $758 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.44% | 3.64% | $644 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 6.06% | 3.26% | $606 / yr |
| 🇬🇧 UK ISA | 0% | 7.58% | 4.78% | $758 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.92% | 4.12% | $692 / yr |
| 🇨🇦 TFSA | 0% | 7.58% | 4.78% | $758 / yr |
| 🇨🇦 CA Taxable | 25% | 5.69% | 2.89% | $569 / yr |
| 🇦🇺 Super (pension) | 15% | 6.44% | 3.64% | $644 / yr |
| 🇦🇺 AU Taxable | 30% | 5.31% | 2.51% | $531 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.58% | 2.78% | $558 / yr |
| 🇫🇷 FR Taxable | 30% | 5.31% | 2.51% | $531 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.75/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
EFC-PD pays quarterly — 4 times per year. Next ex-div: TBD.
How EFC-PD compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for EFC-PD sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2026-05-11 | 161,934 | — | — | ||
| A-Award | 2025-12-31 | 7,657 | — | — | ||
| M-Exempt | 2025-12-31 | 7,657 | — | — | ||
| A-Award | 2025-12-17 | 18,209 | — | — | ||
| A-Award | 2025-12-17 | 36,417 | — | — | ||
| A-Award | 2025-09-10 | 9,198 | — | — | ||
| Buy | 2025-09-11 | 5,544 | $13.56 | $75.2K | ||
| A-Award | 2025-09-10 | 9,198 | — | — | ||
| A-Award | 2025-09-10 | 9,198 | — | — | ||
| A-Award | 2025-09-10 | 9,198 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the EFC-PD dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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