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FT DRIP Calculator & Dividend Yield 2026
7.10% YieldFinancial ServicesFranklin Universal Trust · NYSE
Price: $7.19 · Annual div: $0.5100/share · Frequency: monthly · Payout ratio: N/A · Ex-div: 2026-10-23
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
FT Dividend Yield
FT (Franklin Universal Trust) has a dividend yield of 7.10%, based on an annual dividend of $0.5100 per share and a price of $7.19. Over the last 12 months it paid $0.4675 per share — a trailing yield of 6.51%. Dividends are paid monthly.
Yield history: over the last 12 payments, FT's 12-month yield ranged from 6.15% to 6.94%. Full FT dividend history ↓
Yield on cost: if FT's dividend keeps growing 1.5% a year, a purchase at today's price would yield 7.65% after 5 years, 8.24% after 10 years and 9.56% after 20 years on the original investment.
More monthly dividend stocks →More high-yield dividend stocks →
FT DRIP Rate: How Many Shares Your Dividends Buy
With dividends reinvested, a FT position grows its share count by about 7.20% in the first year at today's price and yield. If the dividend grows 1.5% a year and the price 0.0%, DRIP doubles your number of shares in about 10 years without adding new money.
💡 What-if scenarios
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🎯 When FT pays your bills
Year your monthly dividend income covers each expense (based on current settings)
FT Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-12-23Latest | 2026-12-31 | $0.0425 | — | — |
| 2026-11-20 | 2026-11-30 | $0.0425 | — | — |
| 2026-10-23 | 2026-10-30 | $0.0425 | 7.23% | $7.05 |
| 2026-09-23 | 2026-09-30 | $0.0425 | 6.64% | $7.68 |
| 2026-08-24 | 2026-08-31 | $0.0425 | 6.46% | $7.89 |
| 2026-07-24 | 2026-07-31 | $0.0425 | 6.32% | $8.07 |
| 2026-06-23 | 2026-06-30 | $0.0425 | 6.40% | $7.97 |
| 2026-05-21 | 2026-05-29 | $0.0425 | 6.20% | $8.23 |
| 2026-04-23 | 2026-04-30 | $0.0425 | 6.30% | $8.10 |
| 2026-03-24 | 2026-03-31 | $0.0425 | 6.15% | $8.29 |
| 2026-02-20 | 2026-02-27 | $0.0425 | 6.30% | $8.09 |
| 2026-01-23 | 2026-01-30 | $0.0425 | 6.36% | $8.02 |
| 2025-12-15 | 2025-12-31 | $0.0425 | 6.82% | $8.10 |
| 2025-11-17 | 2025-11-28 | $0.0425 | 6.94% | $7.96 |
| 2025-10-17 | 2025-10-31 | $0.0425 | 6.35% | $8.03 |
| 2025-09-18 | 2025-09-30 | $0.0425 | 7.00% | $7.89 |
| 2025-08-18 | 2025-08-29 | $0.0425 | 7.05% | $7.84 |
| 2025-07-18 | 2025-07-31 | $0.0425 | 6.66% | $7.66 |
| 2025-06-16 | 2025-06-30 | $0.0425 | 7.35% | $7.52 |
| 2025-05-19 | 2025-05-30 | $0.0425 | 6.88% | $7.41 |
| 2025-04-17 | 2025-04-30 | $0.0425 | 6.79% | $7.51 |
| 2025-03-17 | 2025-03-31 | $0.0425 | 7.21% | $7.66 |
| 2025-02-18 | 2025-02-28 | $0.0425 | 6.75% | $7.56 |
| 2025-01-21 | 2025-01-31 | $0.0425 | 6.95% | $7.34 |
| 2024-12-16 | 2024-12-31 | $0.0425 | 6.61% | $7.71 |
| 2024-11-18 | 2024-11-29 | $0.0425 | 6.76% | $7.54 |
| 2024-10-17 | 2024-10-31 | $0.0425 | 6.68% | $7.63 |
| 2024-09-19 | 2024-09-30 | $0.0425 | 6.99% | $7.30 |
| 2024-08-19 | 2024-08-30 | $0.0425 | 7.18% | $7.10 |
| 2024-07-18 | 2024-07-31 | $0.0425 | 7.51% | $6.79 |
| 2024-06-18 | 2024-06-28 | $0.0425 | 7.39% | $6.90 |
| 2024-05-16 | 2024-05-31 | $0.0425 | 7.69% | $6.63 |
| 2024-04-16 | 2024-04-30 | $0.0425 | 8.28% | $6.67 |
| 2024-03-18 | 2024-03-28 | $0.0425 | 7.86% | $6.49 |
| 2024-02-16 | 2024-02-29 | $0.0425 | 7.70% | $6.62 |
| 2024-01-18 | 2024-01-31 | $0.0425 | 7.62% | $6.70 |
| 2023-12-15 | 2023-12-29 | $0.0425 | 9.31% | $6.60 |
| 2023-11-16 | 2023-11-30 | $0.0425 | 9.21% | $6.21 |
| 2023-10-13 | 2023-10-31 | $0.0425 | 9.81% | $6.27 |
| 2023-09-15 | 2023-09-29 | $0.0425 | 9.16% | $6.72 |
| 2023-08-16 | 2023-08-31 | $0.0425 | 8.20% | $6.99 |
| 2023-07-19 | 2023-07-31 | $0.0425 | 8.47% | $6.77 |
| 2023-06-16 | 2023-06-30 | $0.0425 | 8.55% | $6.71 |
| 2023-05-12 | 2023-05-31 | $0.0425 | 8.94% | $6.91 |
| 2023-04-19 | 2023-04-28 | $0.0425 | 8.09% | $7.11 |
| 2023-03-16 | 2023-03-31 | $0.0425 | 8.05% | $7.15 |
| 2023-02-16 | 2023-02-28 | $0.0430 | 7.86% | $7.33 |
| 2023-01-18 | 2023-01-31 | $0.0425 | 8.40% | $6.86 |
| 2022-12-16 | 2022-12-30 | $0.1040 | 9.39% | $7.01 |
| 2022-11-16 | 2022-11-30 | $0.0425 | 8.97% | $6.66 |
| 2022-10-14 | 2022-10-31 | $0.0430 | 9.10% | $6.57 |
| 2022-09-16 | 2022-09-30 | $0.0430 | 7.54% | $7.93 |
| 2022-08-12 | 2022-08-31 | $0.0430 | 7.57% | $7.90 |
| 2022-07-15 | 2022-07-29 | $0.0430 | 7.81% | $7.66 |
| 2022-06-16 | 2022-06-30 | $0.0430 | 7.60% | $7.87 |
| 2022-05-13 | 2022-05-31 | $0.0430 | 7.97% | $7.50 |
| 2022-04-14 | 2022-04-29 | $0.0430 | 7.20% | $8.15 |
| 2022-03-16 | 2022-03-31 | $0.0430 | 7.02% | $8.20 |
| 2022-02-16 | 2022-02-28 | $0.0430 | 6.70% | $8.43 |
| 2022-01-14 | 2022-01-31 | $0.0430 | 6.59% | $8.40 |
| 2021-12-30 | 2022-01-14 | $0.0820 | 6.26% | $8.15 |
| 2021-11-29 | 2021-12-15 | $0.0430 | 5.60% | $8.23 |
| 2021-10-28 | 2021-11-15 | $0.0430 | 5.89% | $8.18 |
| 2021-09-29 | 2021-10-15 | $0.0430 | 5.13% | $8.55 |
| 2021-08-30 | 2021-09-15 | $0.0430 | 5.07% | $8.44 |
| 2021-07-29 | 2021-08-13 | $0.0430 | 5.39% | $8.32 |
| 2021-06-29 | 2021-07-15 | $0.0430 | 5.11% | $7.93 |
| 2021-05-27 | 2021-06-15 | $0.0425 | 5.46% | $7.81 |
| 2021-04-29 | 2021-05-14 | $0.0320 | 5.13% | $7.49 |
| 2021-03-30 | 2021-04-15 | $0.0320 | 4.71% | $7.48 |
| 2021-02-25 | 2021-03-15 | $0.0320 | 4.33% | $7.39 |
| 2021-01-28 | 2021-02-12 | $0.0320 | 3.89% | $7.41 |
| 2020-12-30 | 2021-01-15 | $0.0320 | — | — |
| 2020-11-27 | 2020-12-15 | $0.0320 | — | — |
| 2020-10-29 | 2020-11-13 | $0.0320 | — | — |
| 2020-09-29 | 2020-10-15 | $0.0320 | — | — |
| 2020-08-28 | 2020-09-15 | $0.0320 | — | — |
| 2020-07-30 | 2020-08-14 | $0.0320 | — | — |
| 2020-06-29 | 2020-07-15 | $0.0320 | — | — |
| 2020-05-28 | 2020-06-15 | $0.0320 | — | — |
About Franklin Universal Trust (FT) — Dividend Analysis 2026
Established on September 23, 1988, Franklin Universal Trust operates as a U.S.-domiciled, closed-end balanced mutual fund. It was initiated by Franklin Resources, Inc. and is actively managed by Franklin Advisers, Inc. The fund directs its capital towards the public equity and fixed income markets throughout the United States, specifically focusing its equity investments on the utility sector. Employing fundamental analysis, it constructs a diverse portfolio comprising corporate debt instruments and dividend-yielding utility stocks. For performance evaluation, the trust measures its equity holdings against the S&P 500 Electric Utilities Index, while its fixed income components are benchmarked against the Credit Suisse High Yield.
FT Dividend & DRIP — Frequently Asked Questions
What is FT's dividend yield?
FT (Franklin Universal Trust) has a dividend yield of 7.10%, based on an annual dividend of $0.5100 per share and a price of $7.19. Over the last 12 months it paid $0.4675 per share — a trailing yield of 6.51%. Dividends are paid monthly.
How much does $10,000 in FT pay in dividends?
$10,000 in FT at a 7.10% yield pays about $710 a year ($59 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
What is the DRIP rate for FT?
With dividends reinvested, a FT position grows its share count by about 7.20% in the first year at today's price and yield. If the dividend grows 1.5% a year and the price 0.0%, DRIP doubles your number of shares in about 10 years without adding new money.
How do I calculate FT dividend reinvestment (DRIP) returns?
Enter your starting amount, monthly contribution and time horizon in the FT DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
When is FT's next ex-dividend date?
FT's next ex-dividend date is 2026-10-23. FT pays dividends monthly. Buy before the ex-dividend date to receive the next payment.
What is FT's dividend growth rate?
FT's dividend changed -8.3% over the last year and 1.3% a year on average over five years.
Similar dividend stocks to FT
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 FT Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold FT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.10% | 4.30% | $710 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.03% | 3.23% | $603 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.68% | 2.88% | $568 / yr |
| 🇬🇧 UK ISA | 0% | 7.10% | 4.30% | $710 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.48% | 3.68% | $648 / yr |
| 🇨🇦 TFSA | 0% | 7.10% | 4.30% | $710 / yr |
| 🇨🇦 CA Taxable | 25% | 5.32% | 2.52% | $532 / yr |
| 🇦🇺 Super (pension) | 15% | 6.03% | 3.23% | $603 / yr |
| 🇦🇺 AU Taxable | 30% | 4.97% | 2.17% | $497 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.23% | 2.43% | $523 / yr |
| 🇫🇷 FR Taxable | 30% | 4.97% | 2.17% | $497 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 FT Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.51/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 FT Dividend Payment Schedule
FT pays every month — 12 payments per year.
📊 FT vs Financial Services Benchmarks
How FT compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FT sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ FT Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2023-09-15 | 5,000,000 | — | — | ||
| Buy | 2022-02-07 | 1,193 | $8.37 | $10.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorFinancial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Franklin Universal Trust (FT) is currently trading at $7.19, trading near its 52-week low. The current dividend yield is 7.10% based on an annual payout of $0.5100 per share.
FT (Franklin Universal Trust) — 7.10% Dividend Yield Analysis
Franklin Universal Trust (FT) is a financial services stock currently trading at $7.18 with a dividend yield of 7.10%. It pays an annual dividend of $0.5100 per share. Over the past 5 years, FT has grown its dividend at a compound annual rate of 1.3%.
- Above-average yield (7.10%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.