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Hercules Capital, Inc. · NYSE
Price: $25.20 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in HCXZ → $906.6K in 10 years · $52,361.99/month
Hercules Capital, Inc. operates as a Business Development Company (BDC), specializing in providing capital to high-growth companies. It primarily offers venture debt, senior secured loans, and growth capital to privately held, venture capital-backed enterprises across all stages of development, from nascent startups to established businesses. The firm also selectively partners with publicly traded companies and lower middle-market firms seeking funds for acquisitions, recapitalizations, or refinancing. Hercules Capital provides a comprehensive suite of financing solutions tailored for various corporate objectives: Growth & Expansion: This includes capital extensions, management buy-outs, corporate spin-outs, financing for company, asset, or intellectual property acquisitions, and support for both domestic and international corporate expansion, vendor financing, and initiatives for revenue acceleration through sales, marketing, and manufacturing development. Asset-Based Lending: Focused on cash flow, these solutions encompass accounts receivable facilities, equipment loans or leases (for acquisition or facility build-out/expansion), and revolving lines of credit for working capital and inventory needs. Strategic & Bridge Financing: The firm supports critical transitions such as bridge financing to IPOs or M&A, technology acquisitions, dividend recapitalizations, and other investor liquidity events. It also offers cash flow financing to mitigate share price volatility, funding for competitor acquisitions, pre-IPO financing for balance sheet enhancement, public company financing for continued asset growth, short-term bridge loans, and financing for strategic and intellectual property acquisitions. Additionally, Hercules Capital structures convertible, subordinated, and mezzanine loans. The firm's primary investment strategy involves structured debt coupled with warrants, though it also participates in senior debt and, to a lesser extent, direct equity investments. It generally seeks companies that have been operational for at least 6 to 12 months prior to investment. Hercules Capital shows a strong preference for specific sectors, including technology (spanning software, hardware, digital media, security, business services), energy technology (such as clean tech, renewables, smart grid), and life sciences (including biopharmaceuticals, medical devices, and diagnostics). Educational services also fall within its investment scope. Geographically, Hercules Capital predominantly invests in U.S.-based companies, with a particular focus on the West Coast, Mid-Atlantic, Southeast, and Midwest regions, especially for software, biotech, and information services businesses. While equity investments can range from $10 million to $250 million per transaction, typical financing for companies in business services, communications, electronics, hardware, and healthcare services ranges between $1 million and $40 million. Although its portfolio mainly consists of private companies, it also holds investments in public entities. For direct equity investments, the firm may pursue a significant stake, potentially exceeding 25% of voting securities. A portion of its assets is dedicated to equipment-based loans for early-stage companies, generally up to $3 million, with an allowance of up to $15 million for specific energy technology ventures. Many of its debt instruments include an option for conversion into equity. The firm also actively co-invests with other private equity firms. Hercules Capital aims for investment exits through various avenues, including initial public offerings (IPOs), private sales of equity interests to third parties, mergers or acquisitions of the portfolio company, or buybacks of the equity position by the company or its shareholders. Investment horizons vary: structured debt with warrants typically matures within 2-7 years (averaging three years), senior debt within three years, equipment loans between three and four years, and equity-related securities between three and seven years. The company utilizes its balance sheet capital for these investments. Founded in December 2003, Hercules Capital, Inc. was formerly known as Hercules Technology Growth Capital, Inc. It is headquartered in Palo Alto, California, and maintains numerous offices across the U.S., including Boston, San Diego, New York, and Washington D.C., along with an international office in London, United Kingdom.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold HCXZ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.94% | 5.14% | $794 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.75% | 3.95% | $675 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 6.35% | 3.55% | $635 / yr |
| 🇬🇧 UK ISA | 0% | 7.94% | 5.14% | $794 / yr |
| 🇬🇧 UK Taxable | 8.75% | 7.25% | 4.45% | $725 / yr |
| 🇨🇦 TFSA | 0% | 7.94% | 5.14% | $794 / yr |
| 🇨🇦 CA Taxable | 25% | 5.96% | 3.16% | $596 / yr |
| 🇦🇺 Super (pension) | 15% | 6.75% | 3.95% | $675 / yr |
| 🇦🇺 AU Taxable | 30% | 5.56% | 2.76% | $556 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.85% | 3.05% | $585 / yr |
| 🇫🇷 FR Taxable | 30% | 5.56% | 2.76% | $556 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
HCXZ pays quarterly — 4 times per year. Next ex-div: TBD.
How HCXZ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HCXZ sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| F-InKind | 2026-07-09 | 1,433 | $15.69 | $22.5K | ||
| F-InKind | 2026-07-09 | 1,365 | $15.69 | $21.4K | ||
| F-InKind | 2026-07-09 | 3,011 | $15.69 | $47.2K | ||
| F-InKind | 2026-07-09 | 3,458 | $15.69 | $54.3K | ||
| F-InKind | 2026-07-09 | 9,741 | $15.69 | $152.8K | ||
| F-InKind | 2026-07-09 | 10,652 | $15.69 | $167.1K | ||
| F-InKind | 2026-07-09 | 956 | $15.69 | $15.0K | ||
| F-InKind | 2026-07-09 | 1,018 | $15.69 | $16.0K | ||
| A-Award | 2026-06-18 | 3,873 | $15.49 | $60.0K | ||
| F-InKind | 2026-06-09 | 5 | $15.45 | $77.00 |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HCXZ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Hercules Capital, Inc. (HCXZ) is currently trading at $25.20, trading near its 52-week high. The current dividend yield is 7.94% based on an annual payout of $2.00 per share.
Hercules Capital, Inc. (HCXZ) is a financial services stock currently trading at $25.20 with a dividend yield of 7.94%. The company pays an annual dividend of $2.00 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HCXZ has grown its dividend at a compound annual rate of 32.5%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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