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Growens S.p.A. · OTC
Price: $5.92 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in MSPAF → $183.7K in 10 years · $3,865.08/month
Growens S.p.A., together with its subsidiaries, engages in the cloud marketing technology business in Italy, other European countries, the Americas, and Asia. It operates through E-mail Marketing, Mobile Marketing/Messaging, and Marketing Automation Segments. The company is involved in the development and sale of technologies for the mass sending of e-mails and mobile messaging through the SMS channel for marketing and transaction purposes. It also provides e-mail and newsletter editing tools; marketing technology solutions; and professional consulting services. In addition, the company offers MailUp, a platform that offers data presentation tools, including statistics for engagement that presents statistical data to help users enhance the effectiveness of their campaigns through e-mail and then to take corrective actions to enhance the performance of future campaigns, as well as the multi-list dashboard feature, which is a summary tool to have an immediate overview of the progress of campaigns. Further, it provides BEE, a drag-and-drop editor for e-mails and landing pages; Acumbamail, a Spanish e-mail marketing platform, which allows the creation, sending, and management of multi-channel marketing campaign; and Datatrics platform, which allows the marketing teams to build experiences based on data managed by artificial intelligence. The company was formerly known as Mailup S.p.A. and changed its name to Growens S.p.A. in April 2021. Growens S.p.A. was founded in 2002 and is headquartered in Milan, Italy.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open MSPAF position with:
Real after-tax yield depends on where you live and how you hold MSPAF.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 33.78% | 30.98% | $3,378 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 28.71% | 25.91% | $2,871 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 27.02% | 24.22% | $2,702 / yr |
| 🇬🇧 UK ISA | 0% | 33.78% | 30.98% | $3,378 / yr |
| 🇬🇧 UK Taxable | 8.75% | 30.82% | 28.02% | $3,082 / yr |
| 🇨🇦 TFSA | 0% | 33.78% | 30.98% | $3,378 / yr |
| 🇨🇦 CA Taxable | 25% | 25.34% | 22.54% | $2,534 / yr |
| 🇦🇺 Super (pension) | 15% | 28.71% | 25.91% | $2,871 / yr |
| 🇦🇺 AU Taxable | 30% | 23.65% | 20.85% | $2,365 / yr |
| 🇩🇪 DE Taxable | 26.375% | 24.87% | 22.07% | $2,487 / yr |
| 🇫🇷 FR Taxable | 30% | 23.65% | 20.85% | $2,365 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
MSPAF pays quarterly — 4 times per year. Next ex-div: TBD.
How MSPAF compares to typical Technology averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MSPAF sourced from FMP /financial-growth endpoint — real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MSPAF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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