Home › Calculator › SOFI Dividend Calculator 2026
SOFI Dividend Calculator 2026
No dividendFinancial ServicesSoFi Technologies, Inc. · NASDAQ
Price: $14.49 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
Calculator settings
SOFI is not a dividend-focused stock
SOFI pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
SOFI Dividend Yield
SoFi Technologies, Inc. (SOFI) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When SOFI pays your bills
Year your monthly dividend income covers each expense (based on current settings)
About SoFi Technologies, Inc. (SOFI) — Dividend Analysis 2026
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
SOFI Dividend & DRIP — Frequently Asked Questions
Does SOFI pay a dividend?
No. SoFi Technologies, Inc. (SOFI) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
How can I get dividend income instead of SOFI?
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
Does SOFI have a DRIP (dividend reinvestment plan)?
A DRIP reinvests dividends into new shares. SOFI has no regular dividend in our data, so there is nothing to reinvest.
Stocks similar to SOFI
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
Get Your Full SOFI DRIP Report by Email
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open SOFI position with:
🌍 SOFI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold SOFI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 SOFI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 SOFI Dividend Payment Schedule
SOFI pays quarterly — 4 times per year. Ex-div: —.
📊 SOFI vs Financial Services Benchmarks
How SOFI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SOFI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ SOFI Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-09-21 | 10,203 | $16.99 | $173.3K | ||
| Sale | 2026-09-21 | 18,624 | $17.50 | $325.9K | ||
| M-Exempt | 2026-09-14 | 5,681 | — | — | ||
| M-Exempt | 2026-09-14 | 13,067 | — | — | ||
| M-Exempt | 2026-09-14 | 26,476 | — | — | ||
| M-Exempt | 2026-09-14 | 82,643 | — | — | ||
| F-InKind | 2026-09-15 | 66,033 | $17.28 | $1.14M | ||
| M-Exempt | 2026-09-14 | 82,643 | — | — | ||
| M-Exempt | 2026-09-14 | 26,476 | — | — | ||
| M-Exempt | 2026-09-14 | 13,067 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare SOFI with peers: SOFI vs ACGL · SOFI vs ARES · SOFI vs BBD
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where SOFI earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SOFI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
SoFi Technologies, Inc. (SOFI) is currently trading at $14.49, trading near its 52-week low. It does not currently pay a regular dividend.
Does SOFI Pay a Dividend? SoFi Technologies, Inc. Dividend Status
SoFi Technologies, Inc. (SOFI) is a financial services stock trading at $14.48. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
- Without a dividend, returns depend entirely on the share price.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest SOFI News
LiveProjected your SOFI DRIP returns?
If DividendFlow helped you see your future dividend income clearly, other investors deserve the same clarity. Your review takes 30 seconds and makes a real difference.