⏳ Fetching live dividend data...
Home › Calculator › UG Dividend Calculator 2026
United-Guardian, Inc. · NASDAQ
Price: $6.93 · Annual div: $0.50/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
$10,000 in UG → $8.6K in 10 years · $5.81/month
United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and proprietary specialty industrial products in the United States and internationally. The company offers cosmetic ingredients, including LUBRAJEL line of water-based moisturizing and lubricating gel formulations; LUBRAJEL NATURAL consisting of natural ingredients for cosmetic use; LUBRAJEL MARINE; LUBRASIL II SB, a special formulation of LUBRAJEL in which silicone oil is incorporated into a LUBRAJEL base; LUBRAJEL II XD; B-122, a powdered lubricant that is used in the manufacture of pressed powders, eyeliners, rouges, and industrial products; KLENSOFT, a surfactant, which is used in shampoos, shower gels, makeup removers, and other cosmetic formulations; and ORCHID COMPLEX, an oil-soluble base for skin creams, lotions, cleansers, and other cosmetics. Its medical lubricants comprise LUBRAJEL RR and RC, which are water-based lubricant gels for urinary catheters; LUBRAJEL MG to lubricate urinary catheters, pre-lubricated enema tips, and other medical devices; LUBRAJEL LC and LUBRAJEL FA that are LUBRAJEL formulations for oral care; and LUBRAJEL FLUID to lubricate water-soluble products. The company's pharmaceutical products consist of RENACIDIN, a prescription drug to prevent and dissolve calcifications in urethral catheters and the urinary bladder; and CLORPACTIN WCS-90, an antimicrobial product to treat infections in the urinary bladder, and localized infections in the peritoneum, as well as eye, ear, nose and throat, and sinuses. Its industrial products include DESELEX, a sequestering and chelating agent used for manufacturing detergents; and THOROCLENS, a chlorine-based industrial cleanser. The company also conducts research and development primarily related to the development of cosmetic ingredients. It markets its products through marketing partners, distributors, and wholesalers. The company was founded in 1942 and is based in Hauppauge, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open UG position with:
Real after-tax yield depends on where you live and how you hold UG.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.22% | 4.42% | $722 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.14% | 3.34% | $614 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.78% | 2.98% | $578 / yr |
| 🇬🇧 UK ISA | 0% | 7.22% | 4.42% | $722 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.59% | 3.79% | $659 / yr |
| 🇨🇦 TFSA | 0% | 7.22% | 4.42% | $722 / yr |
| 🇨🇦 CA Taxable | 25% | 5.42% | 2.62% | $542 / yr |
| 🇦🇺 Super (pension) | 15% | 6.14% | 3.34% | $614 / yr |
| 🇦🇺 AU Taxable | 30% | 5.05% | 2.25% | $505 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.32% | 2.52% | $532 / yr |
| 🇫🇷 FR Taxable | 30% | 5.05% | 2.25% | $505 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.50/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
UG pays quarterly — 4 times per year. Next ex-div: TBD.
How UG compares to typical Consumer Defensive averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UG sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| G-Gift | 2026-01-21 | 7,480 | — | — | ||
| G-Gift | 2021-02-19 | 8,400 | — | — | ||
| G-Gift | 2020-03-05 | 8,000 | — | — | ||
| G-Gift | 2019-05-20 | 5,600 | — | — | ||
| G-Gift | 2018-09-24 | 5,620 | — | — | ||
| G-Gift | 2017-08-01 | 2,000 | — | — | ||
| G-Gift | 2017-07-05 | 6,700 | — | — | ||
| G-Gift | 2016-12-09 | 5,300 | — | — | ||
| Sale | 2016-08-15 | 3,126 | $14.95 | $46.7K | ||
| Sale | 2016-08-15 | 1,400 | $14.76 | $20.7K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UG dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Real users. No sign-up required to leave a review.
“Finally a free dividend calculator that doesn't make me sign up or connect my brokerage. Entered SCHD and got the full DRIP projection in seconds. Bookmarked immediately.”
“I've been trying to figure out how much dividend income I'd need to retire. This tool showed me exactly — $400K in JEPI at 7% yield gives me $2,333/month. No calculator did that this clearly before.”
“Really solid passive income calculator. Covers everything: DRIP compounding, Roth IRA tax savings, DCA contributions. The year-by-year breakdown is what I was missing from other tools.”
“As someone planning retirement in 5 years, this dividend yield calculator showed me I need about 12% more in dividend stocks to hit my income target. Incredibly useful and completely free.”
“The Congress trades tracker is genius. Saw that several senators were buying O (Realty Income) and immediately ran it through the DRIP calculator. Bought 50 shares the next day.”
Reviews reflect users' personal experiences. Not financial advice.
Leave a review →