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UNH Dividend DRIP Calculator 2026
2.40% YieldHealthcareUnitedHealth Group Incorporated · NYSE
Price: $378.03 · Annual div: $9.06/share · Frequency: quarterly · Payout ratio: 68% · Ex-div: 2026-09-14
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🎯 When UNH pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in UNH → $41.2K in 10 years · $80.26/month
About UnitedHealth Group Incorporated (UNH) — Dividend Analysis 2026
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 UNH Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UNH.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.40% | -0.40% | $240 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.04% | -0.76% | $204 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.92% | -0.88% | $192 / yr |
| 🇬🇧 UK ISA | 0% | 2.40% | -0.40% | $240 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.19% | -0.61% | $219 / yr |
| 🇨🇦 TFSA | 0% | 2.40% | -0.40% | $240 / yr |
| 🇨🇦 CA Taxable | 25% | 1.80% | -1.00% | $180 / yr |
| 🇦🇺 Super (pension) | 15% | 2.04% | -0.76% | $204 / yr |
| 🇦🇺 AU Taxable | 30% | 1.68% | -1.12% | $168 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.77% | -1.03% | $177 / yr |
| 🇫🇷 FR Taxable | 30% | 1.68% | -1.12% | $168 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UNH Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $9.06/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UNH Dividend Payment Schedule
UNH pays quarterly — 4 times per year. Ex-div: 2026-09-14.
📊 UNH vs Healthcare Benchmarks
How UNH compares to typical Healthcare averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UNH sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UNH Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-09-22 | 57 | — | — | ||
| A-Award | 2026-09-22 | 51.084 | — | — | ||
| A-Award | 2026-09-22 | 15 | — | — | ||
| A-Award | 2026-09-22 | 68 | — | — | ||
| A-Award | 2026-09-22 | 46 | — | — | ||
| A-Award | 2026-09-22 | 5 | — | — | ||
| A-Award | 2026-09-22 | 66.975 | — | — | ||
| A-Award | 2026-09-22 | 50 | — | — | ||
| A-Award | 2026-09-22 | 47 | — | — | ||
| A-Award | 2026-09-22 | 16 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare UNH with peers: UNH vs ABT · UNH vs AZN · UNH vs CI
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UNH dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
UnitedHealth Group Incorporated (UNH) is currently trading at $378.03, 18% below its 52-week high. The current dividend yield is 2.40% based on an annual payout of $9.06 per share.
UnitedHealth Group Offers Robust Dividend Growth Backed by Strong Fundamentals
AI SummaryUnitedHealth Group Incorporated (UNH) stands out in the healthcare sector as a compelling dividend growth play. With a market capitalization of $341.4 billion and a P/E ratio of 28.4, the company supports an annual dividend of $9.06, translating to a yield of 2.41%. Its conservative payout ratio of 68% ensures that the distribution is well-covered by earnings, leaving ample room for future increases while retaining capital for core business expansion. The firm's dividend trajectory remains exceptionally strong, highlighted by an impressive 5-year dividend CAGR of 12.4%. This consistent double-digit growth underscores management's commitment to shareholder returns. Given its robust cash flow generation and reasonable payout ratio, the current dividend yield is highly sustainable over the m
- Potential regulatory and legislative pressures on healthcare costs and insurance margins
- Rising medical loss ratios impacting short-term profitability and free cash flow
Generated by AI using live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.