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Usio, Inc. · NASDAQ
Price: $1.61 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in USIO → $4.51M in 10 years · $7,108.68/month
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check, a consumer non-sufficient funds check that is presented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open USIO position with:
Real after-tax yield depends on where you live and how you hold USIO.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 124.40% | 121.60% | $12,440 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 105.74% | 102.94% | $10,574 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 99.52% | 96.72% | $9,952 / yr |
| 🇬🇧 UK ISA | 0% | 124.40% | 121.60% | $12,440 / yr |
| 🇬🇧 UK Taxable | 8.75% | 113.52% | 110.72% | $11,352 / yr |
| 🇨🇦 TFSA | 0% | 124.40% | 121.60% | $12,440 / yr |
| 🇨🇦 CA Taxable | 25% | 93.30% | 90.50% | $9,330 / yr |
| 🇦🇺 Super (pension) | 15% | 105.74% | 102.94% | $10,574 / yr |
| 🇦🇺 AU Taxable | 30% | 87.08% | 84.28% | $8,708 / yr |
| 🇩🇪 DE Taxable | 26.375% | 91.59% | 88.79% | $9,159 / yr |
| 🇫🇷 FR Taxable | 30% | 87.08% | 84.28% | $8,708 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
USIO pays quarterly — 4 times per year. Next ex-div: TBD.
How USIO compares to typical Technology averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for USIO sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-03-16 | 2,000 | $1.21 | $2.4K | ||
| F-InKind | 2026-03-16 | 500 | $1.21 | $605.00 | ||
| M-Exempt | 2026-03-16 | 2,000 | — | — | ||
| M-Exempt | 2026-03-16 | 7,000 | $1.21 | $8.5K | ||
| M-Exempt | 2026-03-16 | 7,000 | — | — | ||
| M-Exempt | 2026-03-16 | 7,000 | $1.21 | $8.5K | ||
| M-Exempt | 2026-03-16 | 7,000 | — | — | ||
| Sale | 2026-03-09 | 8,860 | $1.31 | $11.6K | ||
| Sale | 2026-03-10 | 10,000 | $1.27 | $12.7K | ||
| M-Exempt | 2026-02-21 | 4,000 | $1.34 | $5.4K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the USIO dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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