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Wintrust Financial Corporation · NASDAQ
Price: $25.00 · Annual div: $1.64/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in WTFCM → $9.40M in 10 years · $14,787.66/month
Wintrust Financial Corporation functions as a financial holding company, with its operations strategically divided into three principal segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking division provides a diverse array of deposit products, including non-interest-bearing accounts, interest-bearing transaction accounts, savings, and domestic time deposits. It also offers various lending solutions such as home equity, personal consumer loans, and real estate financing. This segment delivers essential banking amenities like safe deposit boxes, ATM access, and comprehensive digital banking services via online and mobile platforms. Furthermore, it actively originates and acquires residential mortgages, often preparing them for sale into the secondary market. Wintrust extends lending, deposit, and treasury management services specifically tailored for condominium, homeowner, and community associations, and facilitates asset-backed lending for middle-market enterprises. It further offers loan and deposit facilities to mortgage brokerage firms, provides financing for restaurant franchisees, engages in direct equipment leasing, and supports businesses with Small Business Administration (SBA) loans, commercial mortgages, and construction financing, alongside other bespoke financial solutions. Its clientele encompasses individuals, small to mid-sized businesses, local governmental entities, and various institutional clients, serving their personal and commercial banking needs. The Specialty Finance segment focuses on niche financial solutions. It provides financing for both commercial and life insurance premiums, catering to both corporate and individual clients. This division also delivers accounts receivable financing, along with a suite of value-added and outsourced administrative support services, and other bespoke financial solutions, including specialized data processing for payrolls, billing, and cash management specifically designed for the temporary staffing sector. The Wealth Management segment offers services aimed at preserving and growing assets. This includes trust and investment management, comprehensive asset management, tax-deferred exchange facilitation, securities brokerage, and retirement planning services. Wintrust Financial Corporation maintains a substantial physical presence, with 173 banking locations and 228 ATMs strategically positioned across the greater Chicago metropolitan area, southern Wisconsin, northwestern Indiana, and Florida. Established in 1991, the company's corporate headquarters are situated in Rosemont, Illinois.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold WTFCM.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.56% | 3.76% | $656 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.58% | 2.78% | $558 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.25% | 2.45% | $525 / yr |
| 🇬🇧 UK ISA | 0% | 6.56% | 3.76% | $656 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.99% | 3.19% | $599 / yr |
| 🇨🇦 TFSA | 0% | 6.56% | 3.76% | $656 / yr |
| 🇨🇦 CA Taxable | 25% | 4.92% | 2.12% | $492 / yr |
| 🇦🇺 Super (pension) | 15% | 5.58% | 2.78% | $558 / yr |
| 🇦🇺 AU Taxable | 30% | 4.59% | 1.79% | $459 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.83% | 2.03% | $483 / yr |
| 🇫🇷 FR Taxable | 30% | 4.59% | 1.79% | $459 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.64/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
WTFCM pays quarterly — 4 times per year. Next ex-div: TBD.
How WTFCM compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for WTFCM sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-08-20 | 153 | $152.61 | $23.3K | ||
| A-Award | 2026-08-20 | 218 | $152.61 | $33.3K | ||
| G-Gift | 2026-08-17 | 1,000 | — | — | ||
| Sale | 2026-08-13 | 13,515 | $162.77 | $2.20M | ||
| A-Award | 2026-06-30 | 447 | $138.94 | $62.1K | ||
| A-Award | 2026-06-30 | 408 | $138.94 | $56.7K | ||
| A-Award | 2026-06-30 | 399 | $138.94 | $55.4K | ||
| A-Award | 2026-06-30 | 485 | $138.94 | $67.4K | ||
| A-Award | 2026-05-28 | 154 | $150.69 | $23.2K | ||
| A-Award | 2026-05-28 | 220 | $150.69 | $33.2K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the WTFCM dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Wintrust Financial Corporation (WTFCM) is currently trading at $25.00, 13% below its 52-week high. The current dividend yield is 6.56% based on an annual payout of $1.64 per share.
Wintrust Financial Corporation (WTFCM) is a financial services stock currently trading at $25.00 with a dividend yield of 6.56%. The company pays an annual dividend of $1.64 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, WTFCM has grown its dividend at a compound annual rate of 69.4%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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