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ARCC vs XPO: Dividend Comparison 2026

ARCC yields 10.69% · XPO yields 1.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $3.3K in total portfolio value
10 years
ARCC
Ares Capital Corporation
● Live price
10.69%
Share price
$17.97
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →
XPO
XPO
● Live price
1.05%
Share price
$189.66
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$112.92
Full XPO calculator →

Portfolio growth — ARCC vs XPO

📍 ARCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodARCCXPO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ARCC + XPO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ARCC pays
XPO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ARCC
Annual income on $10K today (after 15% tax)
$908.43/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
XPO
Annual income on $10K today (after 15% tax)
$89.64/yr
After 10yr DRIP, annual income (after tax)
$95.98/yr
At 15% tax rate, XPO beats the other by $95.01/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ARCC + XPO for your $10,000?

ARCC: 50%XPO: 50%
100% XPO50/50100% ARCC
Portfolio after 10yr
$22.8K
Annual income
$57.03/yr
Blended yield
0.25%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.8% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
XPO
Analyst Ratings
21
Buy
10
Hold
1
Sell
Consensus: Buy
Price Target
$190.33
+0.4% upside vs current
Range: $95.00 — $250.00
Altman Z
3.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ARCC buys
13
XPO buys
4
PoliticianChamberTickerTypeAmountDate
John Fetterman🏛 Senate$ARCC▲ Buy$1,001 - $15,0002025-09-09
John Fetterman🏛 Senate$ARCC▼ Sell$1,001 - $15,0002025-09-04
Lisa McClain🏢 House$XPO▲ Buy$1,001 - $15,0002025-07-22
Ashley Moody🏛 Senate$ARCC▲ Buy$15,001 - $50,0002025-04-04
John Fetterman🏛 Senate$ARCC▲ Buy$1,001 - $15,0002025-02-18
Dave McCormick🏛 Senate$ARCC▲ Buy$250,001 - $500,0002025-01-17
Pete Sessions🏢 House$ARCC▼ Sell$1,001 - $15,0002023-11-01
Pete Sessions🏢 House$ARCC▲ Buy$569.252023-10-06
Pete Sessions🏢 House$ARCC▲ Buy$0 - $1,0002023-10-06
Pete Sessions🏢 House$ARCC▲ Buy$155.922023-08-15
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricARCCXPO
Forward yield10.69%1.05%
Annual dividend / share$1.92$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$24.5K$21.2K
Annual income after 10y$1.14$112.92
Total dividends collected$1.1K$1.1K
Payment frequencyquarterlyquarterly
SectorBDCIndustrials
Analyst consensusBuyBuy
Analyst price target$21.88$190.33

Year-by-year: ARCC vs XPO ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrXPO PortfolioXPO Income/yrGap
1← crossover$11,374$534.37$10,805$105.45+$569.00ARCC
2$12,610$280.36$11,668$106.49+$942.00ARCC
3$13,813$143.37$12,593$107.47+$1.2KARCC
4$15,046$72.43$13,582$108.40+$1.5KARCC
5$16,346$36.39$14,643$109.27+$1.7KARCC
6$17,737$18.24$15,778$110.09+$2.0KARCC
7$19,236$9.13$16,993$110.87+$2.2KARCC
8$20,856$4.57$18,294$111.60+$2.6KARCC
9$22,611$2.28$19,687$112.28+$2.9KARCC
10$24,511$1.14$21,178$112.92+$3.3KARCC

ARCC vs XPO: Complete Analysis 2026

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →

XPOIndustrials

XPO Logistics, Inc. provides freight transportation services in the United States, rest of North America, France, the United Kingdom, rest of Europe, and internationally. The company operates in two segments, North American LTL and Brokerage and Other Services. The North American LTL segment provides customers with less-than-truckload (LTL) services, such as geographic density and day-definite regional, inter-regional, and transcontinental LTL freight services. This segment also offers cross-border U.S. service to and from Mexico and Canada, as well as intra-Canada service. The Brokerage and Other Services segment offers last mile logistics for heavy goods sold through e-commerce, omnichannel retail, and direct-to-consumer channels, as well as other non-core brokered freight transportation modes. It provides its services to customers in various industries, such as industrial and manufacturing, retail and e-commerce, food and beverage, logistics and transportation, and consumer goods. The company was incorporated in 2000 and is based in Greenwich, Connecticut.

Full XPO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.