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SCHD vs AGREE: Dividend Comparison 2026

SCHD yields 3.46% · AGREE yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $963.00 in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →
AGREE
AGREE
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full AGREE calculator →

Portfolio growth — SCHD vs AGREE

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHDAGREE
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCHD + AGREE cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCHD pays
AGREE pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
AGREE
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, AGREE beats the other by $402.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHD + AGREE for your $10,000?

SCHD: 50%AGREE: 50%
100% AGREE50/50100% SCHD
Portfolio after 10yr
$28.5K
Annual income
$662.57/yr
Blended yield
2.32%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHD buys
0
AGREE buys
0
No recent congressional trades found for SCHD or AGREE in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHDAGREE
Forward yield3.46%4.00% ✓
Annual dividend / share$1.06$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$29.0K ✓$28.0K
Annual income after 10y$425.95$899.19 ✓
Total dividends collected$3.9K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorETFStock

Year-by-year: SCHD vs AGREE ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrAGREE PortfolioAGREE Income/yrGap
1← crossover$11,226$346.36$11,120$420.00+$106.00 → SCHD
2$12,572$357.38$12,357$458.31+$215.00 → SCHD
3$14,046$367.84$13,721$499.76+$325.00 → SCHD
4$15,660$377.73$15,227$544.58+$433.00 → SCHD
5$17,425$387.07$16,885$593.02+$540.00 → SCHD
6$19,354$395.86$18,713$645.34+$641.00 → SCHD
7$21,461$404.13$20,724$701.81+$737.00 → SCHD
8$23,762$411.89$22,938$762.73+$824.00 → SCHD
9$26,272$419.15$25,372$828.41+$900.00 → SCHD
10$29,010$425.95$28,047$899.19+$963.00 → SCHD

SCHD vs AGREE: Complete Analysis 2026

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

AGREE — Stock

AGREE is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in AGREE shares.

Full AGREE Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.