Is SCHD or AWR a better dividend investment in 2026?

SCHD currently yields 3.46% with a 13.05% 5-year dividend growth rate. AWR yields 4.00% with 5% growth. The better choice depends on your goal: AWR offers higher current income.

What is the dividend yield difference between SCHD and AWR?

SCHD has a forward dividend yield of 3.46% ($1.06/share annually). AWR yields 4.00% ($2.00/share annually). The yield gap is 0.54 percentage points.

Home › Compare › SCHD vs AWR

SCHD vs AWR: Dividend Comparison 2026

SCHD yields 3.46% · AWR yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $963.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

AWR

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full AWR calculator →

Portfolio growth — SCHD vs AWR

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCHD	AWR
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCHD + AWR cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCHD pays

AWR pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

AWR

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, AWR beats the other by $402.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SCHD + AWR for your $10,000?

SCHD: 50%AWR: 50%

100% AWR50/50100% SCHD

Portfolio after 10yr

$28.5K

Annual income

$662.57/yr

Blended yield

2.32%

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Analyst Conviction Gap

Where Wall Street is most bullish on SCHD right now

SCHD

No analyst data

AWR

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$89.50

+79.0% upside vs current

Range: $87.00 — $92.00

Altman Z

1.9

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHD buys

AWR buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCHDAWR

Forward yield	3.46%	4.00% ✓
Annual dividend / share	$1.06	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$29.0K ✓	$28.0K
Annual income after 10y	$425.95	$899.19 ✓
Total dividends collected	$3.9K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	ETF	Stock

Year-by-year: SCHD vs AWR ($10,000, DRIP)

Year	SCHD Portfolio	SCHD Income/yr	AWR Portfolio	AWR Income/yr	Gap
1← crossover	$11,226	$346.36	$11,120	$420.00	+$106.00 → SCHD
2	$12,572	$357.38	$12,357	$458.31	+$215.00 → SCHD
3	$14,046	$367.84	$13,721	$499.76	+$325.00 → SCHD
4	$15,660	$377.73	$15,227	$544.58	+$433.00 → SCHD
5	$17,425	$387.07	$16,885	$593.02	+$540.00 → SCHD
6	$19,354	$395.86	$18,713	$645.34	+$641.00 → SCHD
7	$21,461	$404.13	$20,724	$701.81	+$737.00 → SCHD
8	$23,762	$411.89	$22,938	$762.73	+$824.00 → SCHD
9	$26,272	$419.15	$25,372	$828.41	+$900.00 → SCHD
10	$29,010	$425.95	$28,047	$899.19	+$963.00 → SCHD

SCHD vs AWR: Complete Analysis 2026

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

AWR — Stock

AWR is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in AWR shares.

Full AWR Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.